20 14, 14, Weizhong Bank official website was formally established. 20 15 1.4, truck driver Xu Jun borrowed 35,000 yuan from Weizhong Bank. This is also the first loan issued by Weizhong Bank as an Internet private bank in China. Compared with ordinary banks, Weizhong Bank has no business outlets, no business counters and no property guarantee. However, through face recognition technology and collected user data, credit rating is carried out and loans are issued.
2065438+In mid-May 2005, Weizhong Bank launched its own loan products? Microfinance? , convenient for users to borrow. From April 20 18 1 1 day, the limit of Weizhong Bank's mobile phone client, whether transferring money or purchasing wealth management products, was lowered to 1 10,000 yuan. Judging from the registered capital of Weizhong Bank, its registered capital is 3 billion yuan, among which Tencent, as one of the promoters, accounts for 30% of the total share capital and becomes the largest shareholder of Weizhong Bank.
Weizhong bank micro-loan official said that Weizhong bank micro-loan does not have any independent APP at present, and Weizhong bank micro-loan only supports two entrances: WeChat payment and Q wallet. But many friends downloaded it from unknown websites without knowing it? Weizhong bank micro-loan? Being forced to sign various overlord clauses by Weizhong Bank's micro-loan in the cottage, lending usury in the name of Weizhong Bank's micro-loan, or implanting Trojan virus to steal users' personal information and money. Micro-loan of Weizhong Bank currently does not support manual account opening or helping to increase the quota, and any act of opening a loan or increasing the quota on behalf of Weizhong Bank is not credible. Weizhong bank micro-loan will not charge customers in any name, nor will it require users to pay the fees for opening Weizhong bank micro-loan for any reason. There is no cost for micro-loan of Weizhong Bank, and there is no cost for opening micro-loan of Weizhong Bank.