Current location - Education and Training Encyclopedia - Educational Knowledge - What is the importance of money education?
What is the importance of money education?
Money education plays a vital role in children's growth and future. Money education for children includes teaching children to know money, teaching children to understand the use of money, and guiding children to establish correct concepts and know how to make money and spend money.

1. Children's concept of money should be cultivated from an early age. As a mother, it is very important to tell her children why their father is often away from home at an early age, because money is not easy to earn, so we can't spend it casually, so we must make a good plan to use it. Otherwise, when you want to use it, it is very painful to have no money. You can't spend money indiscriminately when you are a child, and you can't make money with housework when you are a child. These are the most basic concepts. Parents can give their children a fixed amount of money every day, but when he comes back, he will tell you what to do. It is entirely possible to cultivate children's initial values on money from an early age, and then cultivate children's correct views on money in stages with the growth of age.

2. Cultivate children's lifelong financial principles. When the child grows up, you must ask him to put forward a plan for using money before you can give it to him, not that you have money at home and can take it at any time. People must know that money is limited and can't be unlimited. In this way, you are slowly cultivating a financial principle that can benefit your child for life. The so-called principle of lifelong financial management can be summed up in eight words: don't use it when you don't use it. No matter how big the company is, so is the principle of financial management, especially in China. If you use it, you can't save it, and if you save it, you can't use it, even if you don't need a dollar, because 10 thousand dollars is accumulated by one dollar. Especially when a child can control his own money, such as college, his parents will tell him that you should write out all the money you intend to use this semester, including tuition, living expenses and miscellaneous expenses, and we will discuss it together. The purpose is to get children into the habit of using money in a planned way. Children should tell their families in advance if they want money, instead of calling at any time. This is unacceptable. Don't underestimate a dollar, don't think that a dollar is not important, just use it, but not. Because there is no difference between big and small, only the difference between can and can't, when and when. This concept is very correct.

3. Tell children clearly how to deal with public and private property. If your child is a class cadre, you should tell him that public and private property should be very clear. You can't touch a dime of public funds. If the private money is not enough, you can discuss it with your family and never use public funds. In fact, many people have never received such training since childhood. When they grow up to be very successful, one day they will remit public funds to private accounts, and something will happen. He is wronged, but others will not forgive him. Didn't this kill him all his life? Maybe he didn't know, maybe he didn't mean to, maybe he thought it was more convenient, and he could look back at any time, but today everything is recorded, just like the god of wealth records there at any time. Such things can be prevented in advance. Parents must have such awareness. Don't wait until something happens to regret it.

Be sure to warn the child that he can only make reasonable money. When he grows up, you should tell him that the combination of righteousness and interests is absolutely not for ill-gotten gains, nor for positive gains.