Children's critical illness insurance star product "Guarantee future dividend education fund", which has received money for 8 years in a row and paid dividends every year, has four times the insured amount. First of all, we must understand what children's insurance is.
In the opinion of experts, to solve the problem of what kind of insurance children buy, we must first understand the types of insurance that are popular for children in the insurance market at present. It is understood that children's insurance can be mainly divided into four categories, namely education insurance, accident insurance, critical illness insurance and financial insurance. What kind of insurance should children buy? As long as you choose these types of insurance for your child, you can basically cope with all kinds of risks encountered during your child's growth. There are the following kinds of children's insurance popular in the former insurance market: What are the good recommendations for critical illness insurance? I just sorted out the relevant contents, hoping to help you: take stock of the "worth buying" critical illness insurance of the top ten insurance companies!
1, education insurance. Education is the highlight of children's growth, and education insurance provides sufficient funds to solve parents' worries. China Merchants Cigna's "Protecting Future Children's Dividend Education Fund" is a very good insurance for children's education, and it is a typical education insurance. If parents choose this insurance for their children, they can not only guarantee the education expenses of their children at all stages of study, but also win a certain amount of marriage and entrepreneurship funds for their children, which can be said to be like a duck to water.
2. Accident insurance. No one can guarantee that their children will not encounter any accidents when they grow up. Accident insurance is set up to reduce accident risk. As long as this accident insurance is insured, children can get various guarantees such as accidental injury compensation, accidental medical treatment, hospitalization allowance and operation allowance. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!
3. critical illness insurance. In terms of critical illness insurance, China Merchants Cigna's "Growth Commitment Education Fund Comprehensive Protection Plan" insurance is tailor-made for children, covering education funds and death protection, and also providing major illness protection. This kind of insurance aims at 30 kinds of major diseases that children frequently suffer, and also includes premium exemption function to protect children's rights and interests with reasonable cost performance, which fully embodies the true meaning of insurance. It is a rare practical insurance.
As for financial insurance, it is mainly aimed at the phenomenon of inflation.
What kind of insurance is the best for children?
There are many kinds of children's insurance, so it is certainly more comprehensive and safer to buy an insurance for children. But it is not the financial ability of most parents at present, and they can only choose a good and suitable insurance for their children within their own financial ability.
Parents are buying insurance for their children, but remember, the more, the wider the better. In fact, as long as the above four forms of insurance are well integrated, the healthy growth of children can be fully guaranteed. For the sake of children's tomorrow and happy growth, parents must weigh the weight and buy necessary insurance products for their children.
The non-dividend education insurance plan for baby navigation, children's education+serious illness+minor illness 3 in 1, provides more comprehensive protection.