From the effective date of the insured to the age of 18, the company will pay 80% of the basic insurance amount.
The Company pays 80% of the basic insurance amount on the effective date of the insured until he reaches the age of 22.
The company will pay 80% of the basic insurance amount on the effective date of the year when the insured survives to the age of 25.
On the effective date of the year when the insured survives to 30 years old, the Company will pay 60% of the basic insurance amount to the due insurance premium, and this contract will be terminated.
Second, death insurance
If the insured dies from the effective date of this contract to the effective date of the year when he reaches the age of 18, the company will pay 120% of the paid insurance premium (excluding interest) and this contract will be terminated; When the insured reaches the age of 18, and dies in the future, the company will pay the death insurance money in one lump sum according to the sum of the living insurance money and the due insurance money, and this contract will be terminated.
Third, growth insurance.
From the effective date of this contract to the effective date of the year when the insured reaches the age of 18, the company will pay 50% of the basic insurance amount to the growth insurance on the effective date of each year after the death or physical disability of the insured until the effective date of the year when the insured reaches the age of 18.
Four. Exempt from insurance premium
During the payment period of this contract, if the insured dies or has a high degree of physical disability, the insurance premium for the period after the death or high degree of physical disability of the insured will be exempted, and this contract will continue to be valid.
The responsibilities of gifted children are as follows: 1. On the effective corresponding day when the insured survives to 18 years old, the company will pay the talent insurance premium at 30% of the basic insurance amount.
2. On the effective date of the insured's survival to the age of 22, the company will pay 30% of the basic insurance premium.
Three. On the effective date of the insured's survival to the age of 25, the company will pay 40% of the basic insurance amount and settle down, and this contract will be terminated.
4. If the insured dies before the effective date of 18, the Company will refund 1.5 times the premium paid, without interest, and this contract will be terminated; If the insured dies after the effective date of 18, the company will pay the unpaid survival insurance money in one lump sum, and this contract will be terminated.
5. If the insured dies before the effective date, when the insured reaches the age of 18, but the insured survives, the insurance premium for the following period will be exempted, and this contract will continue to be valid.
China Life's children's education and old-age security (I) Responsibilities are as follows: During the insurance period of this contract, the Company undertakes the following insurance responsibilities:
1. On the effective corresponding days when the insured lives to 15 years old, 16 years old and 17 years old, the company will pay 10% of the basic insurance amount every year.
Two. On the effective corresponding days when the insured lives to 18 years old, 19 years old, 20 years old and 2 1 year old, the company pays 30% of the basic insurance amount for university education insurance every year. This contract shall be terminated after the insured pays the education insurance premium on the effective date of 2 1 year.
3. After the death of the insured, the company will refund the cash value of the insurance policy, and this contract will be terminated.
4. If the insured is alive or highly disabled after his death, the Company will pay a growth annuity of 5% of the basic insured amount on the effective date of each year until the effective date of the insured at the age of 265,438+0.
If the insured dies or has a high degree of physical disability during the payment period, the insurance benefits for subsequent periods will be exempted from payment from the date of his own death or high degree of physical disability, and this contract will continue to be valid.
For reference only, please contact me if necessary.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.