Student loan processing flow: 1. Applicants should prepare their ID card, household registration book, admission notice or student ID card, as well as the proof of family financial difficulties issued by the relevant departments of the place of residence, and apply for loans at the Student Financial Assistance Management Center of the Education Bureau where the household registration is located or at the bank through the school. 2. The Student Financial Assistance Management Center of the Education Bureau conducts a preliminary examination after receiving the application, and submits it to the bank for final examination after passing the preliminary examination. 3. After the bank has approved and signed the loan contract, it will transfer the money to the applicant's account when issuing the loan.

Repayment process of student loan

1. Before going to the bank, be sure to bring all the materials for handling student loans, as well as my ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process;

2. After entering the bank, queue up to get the number, then go to the staff to get the application form and fill in all the contents in detail;

3. Go to the counter to handle the loan repayment procedures;

4. Send the repayment voucher to the relevant person in charge.

Matters needing attention

1. Students applying for loans must present a written application form with the seal and certificate of the civil affairs bureau at or above the county level. The application requires a detailed description of the family situation, indicating personal repayment consciousness, and indicating the detailed address, parents' work unit, contact telephone number and postal code.

2. The loan applied by freshmen can only be submitted to the school finance office in the following year. Therefore, the tuition fee for the first year needs to be paid by yourself, and then it will be settled in the school finance office every year. The agricultural card given by the bank can be used to open an account with a personal ID card, and students can deposit and withdraw money at ordinary times, and students can repay through the agricultural card after graduation.

4. The maximum loan amount that each student can apply for each year does not exceed 8,000 yuan, and the loan period does not exceed 8 years. All loans are interest-free while students are at school, and the bank will charge interest according to the bank interest rate after graduation.