1. The loan products of Haier's consumer finance mainly include high payment, enough spending, scene staging and other products:
1.Hi Pay can provide loans of up to 200,000 yuan for families aged 18-60. The daily loan interest rate starts at 0.03%, and new users can enjoy 7 days of interest-free service.
2. It is enough to provide loan services mainly for young white-collar workers aged 65,438+08-40, with a maximum loan amount of 200,000 yuan and no unknown expenses.
3. Scene staging mainly provides you with large consumption staging, involving scenes such as home, home appliances, decoration and education.
Second, the borrowing mode of Haier's consumer finance:
Haier's consumer finance is mainly applied through the Internet. You can install the Hi-Pay application and the Spend application on your mobile phone. After submitting the loan application, everyone will get the loan soon.
1. Complete Haier's financial account, including those optional items. We must ensure that every piece of information is true and accurate, and there is no falsification. Only by letting Haier Finance fully understand everyone will we give you a higher quota.
2. Because Haier Finance will check everyone's central bank credit record, it must strive to improve its credit level. I suggest you apply for a credit card and bind Alipay and WeChat. This can quickly accumulate more good loan records.
3. After obtaining the initial line of Haier Finance, don't care whether the credit is more or less. When you need a loan, try to borrow from Haier Finance and keep a good loan record. With the accumulation of usage times, the amount of Haier Finance will gradually increase.
Extended data:
Haier consumer finance is a financial service platform for family life.
Since 20 18, with the gradual disappearance of innovation risks in consumer finance industry and the change of external trade environment, the state's support for consumer finance has obviously increased. Since the third quarter of 20 18, many policies have released signals that are beneficial to the development of consumer finance. According to the analysis, the consumer finance industry has ushered in a huge opportunity by taking the opportunity of consumption upgrading, and at the same time, it has put forward new challenges to the service innovation and anti-risk ability of consumer finance companies.
The core of finance is risk management and control. Because consumer financial assets are small and scattered, it puts forward higher requirements for the platform's risk control ability.
In 20 18, Haier Consumer Finance continued to increase investment and construction in financial technology fields such as big data, set up an innovative R&D center, conducted in-depth theoretical research and application of results in two dimensions of anti-fraud and credit evaluation, and combined with actual business characteristics, developed and deployed a whole-process risk control system covering pre-lending, in-lending and post-lending, so as to realize automation and intelligence of risk control and reduce fraud and credit risks.
Haier Consumer Finance official website-Haier Consumer Finance: Internet of Things financial service platform focusing on family life