Education investment is a problem that every family needs to face. However, unlike retirement or house purchase planning, the time and cost of education planning are relatively rigid. This paper will reveal the planning and preparation of education expenditure for you from two aspects: time and cost.

Time: Plan ahead.

Children's education planning cannot be postponed at will like retirement or house purchase planning. Once children are old enough to go to school, they must walk into the campus. Therefore, for education investment, we need to plan ahead, and we can't wait until the financial situation is bad to regret it.

Cost: Pay attention to planning and preparation.

Whether it is basic education or higher education, many expenses are relatively fixed. These expenses are a great burden for every family, unlike retirement or house purchase planning, which can be flexibly adjusted. Therefore, we need to pay more attention to the planning and preparation of education expenditure.