Senior, here is an article that parents are advised to read: Parents must read: Is it necessary to buy education insurance? How to choose the right product?
Let me tell you about this problem ~
1, mandatory savings
Most education insurance is annuity insurance. This kind of insurance is actually a kind of compulsory savings. The premium is invested in the early stage and returned in the later stage according to a certain income.
2. Preserve and increase value and resist inflation.
As mentioned above, most education insurance is annuity insurance.
Annuity insurance is a kind of insurance with financial management function, which can preserve and increase value.
If you have a sum of money and don't know what to do with it, you can also buy an education annuity insurance to realize capital appreciation.
However, it should be noted that annuity insurance is an insurance after all, and the interest rate is generally not as high as that of wealth management products.
If you want to maintain and increase the value of annuity insurance, it is recommended to choose some products with higher returns.
Here, my senior sister has compiled some products for you. You can know: Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again!
3. Plan ahead for your children.
Things in the future are hard to predict, so buying education insurance for children can save for a rainy day.
In case of future family changes and economic crisis, education insurance can still protect children's education expenses during school.
But the premise is that the insured amount should be enough, not too low.
Finally, senior sister suggested giving priority to the allocation of guaranteed insurance for children, and then considering financial insurance.
If you don't know how to configure insurance for your child, you can read this article: [link] {in-depth good article-how to buy insurance for your child? The netizen shouted: How can I see it now?
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Hope to adopt
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