The amount of e-loan in Jin Yan can be recycled, and users can borrow it again if they have the amount.
Extended data:
Jin Yan E-loan business is a loan provided by Henan Rural Credit Cooperatives to qualified individual customers by credit. It is an unsecured, recyclable, paperless and pure credit personal credit business product, which can successfully lend money in just a few steps. It can realize the functions of self-service loan application, self-service loan signing, self-service repayment and interest settlement of mobile banking APP.
Jin Yan e loan amount:
Jin Yan e-loan can provide borrowers with a maximum loan amount of 300,000 yuan and a minimum loan amount of 3,000 yuan. As a personal consumption loan product, the borrower can use Jin Yan E loan for car purchase, decoration, large-scale durable consumer goods purchase, tourism, education and other consumption scenarios.
According to the actual feedback from most users, the e-loan amount that ordinary users can apply for in Jin Yan is generally between 1 0,000-50,000 yuan. If the personal qualifications are good, you can apply for a sufficient amount of 5-65438+ 10,000 yuan.
Jin Yan e loan application conditions:
Aged from 65 08 to 65, with full capacity for civil conduct; The applicant has a good credit record and no bad credit record such as overdue; Personal mobile banking or personal online banking has been opened; It belongs to mortgage customers, high-quality customers, employees of administrative institutions who collect and pay wages, and high-quality customers who cooperate with other banks.
The application process is as follows:
1. The applicant logs into the mobile banking client and selects "Loan" below to enter.
2. Enter "Loan" and click "Jin Yan E Loan" to enter the "Jin Yan E Loan" interface.
3. The applicant checks whether he has a loanable amount. If so, click Apply and use the money directly.
4. If there is no quota, click "I want a loan" to enter the loan application page, fill in the complete information and apply for a loan. The account manager will contact the customer as soon as he receives the application.
Rural credit cooperatives are the main force of rural finance, the best financial link to contact farmers and an important part of China's financial system.
Henan Rural Credit Cooperative Union was established in 195 1. Henan Rural Credit Cooperative is a local financial institution directly led and managed by the Henan Provincial Party Committee and the provincial government. It was subordinate to China People's Bank and China Agricultural Bank, and was directly managed by Henan Provincial Party Committee and Government.
After more than 60 years of development and reform, it has become a local financial institution with more than 130 county-level cooperatives, many rural commercial banks and cooperative banks, more than 5,300 business outlets and more than 80,000 employees. The balance of deposits and loans ranks first among banking financial institutions in Henan Province. It is the main financial force to support and serve agriculture, countryside and farmers, and also an important part of China's financial system.