If you don't know whether it is necessary to buy education fund, you can read this article: Is it necessary to buy education fund insurance? 》
Education fund is a kind of financial insurance for saving education fund for children. The main highlights are:
(1) The education fund is relatively safe and has low risk.
(2) The income from education funds is relatively fixed.
However, education grants also have disadvantages:
(1) The income is low. The highest scheduled income is 3~4%, and the education fund can only earn a little money;
② Poor liquidity. Education funds need to be paid on time every year for more than ten years during that lock-up period.
If you are not sure about the income of the education fund, I suggest you read this article: "If you are not sure about the income of the education fund annuity insurance, don't buy it blindly! 》
What are the points for attention in choosing a good education fund? Class begins ~
① The predetermined interest rate is higher.
In order to increase the value of existing funds and ensure children's future education, this is the purpose of buying education funds. The higher the predetermined interest rate of products, the higher the actual rate of return. Pay early, and it is a one-time wholesale delivery, which is conducive to improving your yield.
② Matching the education gap
The period of high education expenses should coincide with the period when education funds can be paid.
For example, short-term payment of education funds, until the children go to school, to the university can begin to receive money.
So there are so many education funds on the market, which ones can be bought? Look at this article, maybe you can get more what you want: "8 education grants with the highest yield in 2020!" " 》
Write it at the end
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