Experience of learning, knowing and abiding by the law

In order to comprehensively and effectively improve our employees' awareness of regulatory laws and regulations, legal concept and comprehensive quality, we organized a learning activity of "learning, knowing and abiding by the law" on1October 20th. Through learning, I have more deeply realized the importance and necessity of implementing special governance work by regulatory policies.

In recent years, financial cases have occurred frequently, involving "Shuang Sheng" in both amount and quantity, and the means involved are more diverse, hidden and scattered. Cases such as bank employees' participation in private lending, corporate loan fraud, major bills of small and medium-sized banks, illegal trading of foreign exchange by employees of foreign banks, bankers' private commission collection, and illegal business handling on behalf of customers have emerged one after another. In the final analysis, there are only two points, which are caused by the lack of rules and regulations and poor supervision. As the president of a branch, I know that the bank is a high-risk part of economic cases, and the system is our lifeline. The introduction of each system and the improvement of each process are the repair and reinforcement of hidden dangers. Learning, understanding, obeying the law, and always tightening the string of risk are the most basic guarantees for taking every move in life, otherwise you will eventually lose yourself in the face of big and big. It stands to reason that our rules and regulations are very comprehensive and meticulous, and different positions have targeted internal control and case prevention knowledge, business operation processes and rules and regulations. However, in the specific work, the actual implementation was discounted, so some bad behaviors such as illegal operation, illegal operation and fraud appeared, which gave criminals an opportunity.

Secondly, strengthen management and implement responsibilities. Judging from the economic cases in the financial system in recent years, there are countless cases, accidents and lessons caused by irregular rules and regulations, which all reflect that there are still some loopholes in internal control management. We should learn a lesson, take internal control management as the premise of risk prevention, conscientiously implement the provisions of the case prevention responsibility system, promote the strengthening and improvement of the internal control mechanism, strive to develop business under the premise of standardization, and strengthen standardized management while developing business to ensure that all business processes and rules and regulations are within the constraints. A good system needs a group of exemplary executors, and www.aiyangedu.com will have good results. Therefore, it is necessary to strengthen the tracking and supervision of the implementation of various internal control systems, severely deal with serious violations of internal control systems, and strictly hold accountable those who have major loopholes in internal control, cause great losses due to internal control failure, and cover up and condone internal violations. Every employee should always take risk prevention as the lifeline of developing financial business, earnestly strengthen the overall risk management of business, vigorously promote the construction of financial products, customers, channels, risk management and assessment mechanism, and significantly improve the quality and efficiency of business development.

Finally, strengthen education and improve services. Banking supervision and management law is the fundamental law for CBRC to perform its duties according to law. It is a long-term task for CBRC and banking financial institutions to learn banking supervision law well. Through study, we should deeply realize that the promulgation and implementation of the Banking Supervision and Management Law is an inevitable requirement for perfecting and deepening the reform of the financial supervision system. To organize and plan to carry out the staff's political and ideological education, professional ethics education, legal and criminal case warning education, guide the staff to firmly establish a correct outlook on life and values, cultivate the ideological awareness of dedication, honesty and trustworthiness, strictly abide by the legal bottom line, and enhance law-abiding, compliance management and risk awareness. Strengthen on-the-job training for employees, improve their comprehensive quality, cultivate a good corporate culture, risk culture and compliance culture, and enhance their awareness of obeying the law. Do a good job in the ideological work of employees, so that every employee can really pay attention to it in thought and truly abide by relevant laws and regulations in action.

Through this study, I really improved my legal awareness and learned about the problems existing in the implementation of laws and regulations by banking financial institutions. We should apply what we have learned, compare the existing rules and regulations with our own work, conduct self-examination and self-correction, and rectify and deal with problems in time, so as to improve various internal control systems, standardize our own business practices, promote the healthy development of various businesses, and finally realize the real "second take-off" of the Bank.