Hengan Dream Future University Education Fund is an insurance for children's education, which can provide great help to children.
To measure the quality of a product, we should also observe its advantages.
What are the advantages of Hengan's dream of future university education? Is the income high?
Today, I will explain to you:
1. What are the advantages of Hengan Dream Future University Education Fund?
2. Does Hengan have a high dream of future university education?
3. Summary
1. What are the advantages of Hengan's dream of future university education?
Whether it is annuity insurance or education fund, the advantages cannot be summarized as: stability and considerable income.
Just because Hengan Dream Future University Education Fund meets these characteristics:
1, stable
Hengan standard dream future education gold annuity insurance can receive a fixed annuity every year during the period of 18~2 1 one year old.
Considering that this age group is just the stage of children's college education, it is very important to stabilize their income for four years.
2. The income is considerable.
In addition to four-year fixed income, Hengan standard dream future education gold annuity insurance also provides one-time service.
When the child is 22 years old, that is, when he graduates, he can receive the full payment.
This money can be used at the stage when children enter the society, which can solve many life problems of children.
3. Rich optional responsibilities
Compared with other education gold products, which only provide fixed annuities, Hengan standard dream future education gold annuity insurance can provide rich optional liabilities.
These responsibilities include:
Accident protection: accidental injury medical insurance (20 13) and children's accidental injury insurance (2014);
Medical security: hospitalization medical insurance (20 12), children's specific disease insurance and hospitalization allowance medical insurance (2015);
Premium exemption: premium exemption for term life insurance (20 15) and critical illness insurance (20 16).
The three guarantees cover a wide range and can be said to be very comprehensive. These are the advantages of Hengan Dream Future University Education Fund.
Second, does Hengan dream of a high income in future university education?
Many friends are very concerned about the benefits of products, and use actual cases to interpret them:
Suppose you are insured at the age of 0, and you pay 65,438+million yuan a year, and you pay for it in three years until you are 22 years old.
By the time we were 8 years old, our cash value had exceeded the premium paid, and we had recovered our capital.
When we receive an annuity, that is, 18~2 1 year, we can receive 50020 yuan every year, which can inject strength into children's education.
When the children graduate, that is, when they are 22 years old, all the money can be collected. Taking all the above annuities into consideration, the total income IRR reaches 4. 108%, which is much higher than the bank's regular income and current income.
The above data is enough to illustrate the advantages of Hengan standard dream future education endowment insurance.
Third, summary.
Hengan standard dream future education gold annuity insurance is an excellent product, which can provide us with relatively high income and high cost performance.
Education should not be sloppy. As the most important resource of education-money, we should give it to our children when they are very young to prepare for the follow-up education investment.
Educating Kim Jong-un meets our needs.
What are the advantages of Hengan Future University Education Dream Fund? What are the highlights of education insurance? Write it here.