With the development of the times, parents are also racking their brains to improve the quality of their children's education and let them "win in the future".
And the education fund can help parents solve this problem very well.
Is it reliable for Hengan standard to obtain future education fund? Do I need to buy an education fund for my children?
In this issue, I will explain to you the methods and ideas of understanding education insurance:
1. Is it reliable for Hengan standard to obtain future education funds?
2. Do I need to buy an education fund for my children?
3. Summary
1. Is it reliable for Hengan standard to obtain future education funds?
Hengan Standard Zhiying Future Education Fund, also known as Jinzhi Qi Hang Education Fund Annuity Insurance, has sorted out the guarantee contents of this product for your reference:
1, insurance rules
Jinzhi Qi Hang Education Gold Annuity Insurance is a kind of education gold for children, and the age limit for insurance is relatively large. Only for children aged 0- 12, education funds are guaranteed.
As for the guarantee period, there are two options for the guarantee period of Jinzhi Qi Hang Education Gold Annuity, namely, the guarantee period is 25 or 30 years, and the longest support period is 10 year.
2. Insurance threshold
The insurance threshold of Jinzhi Qi Hang Education Endowment Insurance is not very high, and generally it will not cause great pressure.
Wholesale delivery: minimum 15000 yuan, maximum 3 million yuan;
3-year payment: minimum 8,000 yuan and maximum 3 million yuan;
5-year payment: the minimum is 6,000 yuan and the maximum is 2 million yuan;
10 year: the minimum is 5,000 yuan, and the maximum is 1 10,000 yuan;
3. Guarantee content
The survival annuity of Jinzhi Qi Hang education annuity mainly includes three types: university education annuity, continuing education annuity and maturity annuity.
University education grant: live to 18-2 1 year, and pay10% of the annual premium;
Continuing education fund: if you live to be 22-24 years old, pay 20% of the premium paid every year;
Maturity insurance: the basic insurance amount for survival after maturity.
Generally speaking, Hengan Standard Wisdom Win Future Education Fund is a good product, which guarantees children's various education stages and can add a strong contribution to our children's education. After reading the reliability analysis of Hengan Standard Zhiying Future Education Fund, continue reading:
Second, do you need to buy an education fund for your child?
Dad believes that whether to buy a product or not, the important thing is demand.
Everyone has a different definition of demand, so we should implement it according to our own actual situation.
Children's educational expenses are increasing, and good educational resources are limited. If you invest in the early stage and enjoy it later, you can provide an education fund at the critical stage of children's education, so that there will be no shortage of funds. This is the meaning of education funds.
If you have enough conditions, enough money, or attach great importance to education, and hope that your children can get a better education, including going abroad for further study, it is necessary to insure education funds.
If your conditions are insufficient and your funds are tight, then the education fund may not meet your needs and there is no need to buy it.
Third, summary.
Children's education can't be sloppy. If they want to have a higher starting point, the investment of resources can't be ignored.
Hengan Standard Wisdom Win Future Education Fund can increase the value of our funds and play a role in all stages of children's education, which is very suitable for parents who attach importance to children's education.
Is it reliable to win the future education fund with Hengan standard wisdom? Do I need to buy an education fund for my children? Write it here.