The advantages of education fund insurance mainly include the following points:

1, mandatory, and must be saved then.

Although many parents like to deposit their money in the bank, because the bank's access is more flexible, in fact, flexible access has advantages and disadvantages, because once there is an urgent need or the daily consumption is relatively high, parents can easily use up their children's education funds, resulting in the failure to save the baby's education fund plan. However, education fund insurance is compulsory and must be paid when it expires. Once the purchased insurance products are interrupted, they will face the risk of invalidation, thus ensuring the collection of education funds.

2. There is one more guarantee than the bank.

Education fund insurance can not only save education funds, but also have the function of protection. Many products will be attached with accident insurance or critical illness insurance, so that once a child dies or is disabled due to accidental injury, or suffers from a major disease as agreed in the contract, the insurance company will bear the liability for compensation.

3. Unique inspection-free function to solve worries.

No one can replace the exemption function of insurance companies, only insurance companies have it. The so-called exemption function means that when the insured suffers from unfortunate death, total disability or serious illness and loses the ability to pay, the insurance company will exempt the remaining premium and the children will still enjoy protection. It is equivalent to the insurance company paying the premium.

4. Establish children's financial management concepts.

Let the children grow up to understand that no matter how much money they earn, they should be forced to save, and let the children understand that no matter how rich they are, they should take out a small part to prepare for their retreat and be prepared for danger in times of peace.