China Life Talent Insurance is an insurance for children's education. Pay survival money at different stages of children's growth. At the same time, if the insured of this policy has an accident during the payment period, it can also be exempted from paying the later insurance premium, and it will not affect the collection of the child's survival fund. For early termination of the contract, the insured can only refund the cash value of the policy. This product is designed to protect children, so the age of the insured needs to be between 60 days after birth and 14 years old. The insured needs a healthy friend aged 20-50 to insure.

The payment method of this product is divided into batch payment and annual payment, which can be selected according to individual needs. This product can ensure that the insured is 25 years old, which means that its annuity collection speed is relatively fast.

1. The insured 18 is still alive and can receive 30% of the basic insurance amount.

2. The insured is still alive at the age of 22 and can receive 30% of the basic insurance premium for starting a business;

3. The insured is still alive at the age of 25 and can receive 40% of the basic insurance amount.

4. If the insured dies before the age of 18, he shall pay interest-free compensation and terminate the contract according to 1.5 times the premium paid;

5. If the insured dies after 18 years old, he shall pay the unpaid survival money in one lump sum and terminate the contract.

6. If the insured dies before the age of 18, and the insured is still alive, he can be exempted from the residual premium and continue to enjoy the protection.

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