1, one policy, comprehensive protection
It covers education, serious illness, medical care and exemption, and solves the insurance demand in the growing period in one stop.
2, double collection, intimate protection
After the death of the insured, the growth care fund, education care fund, academic success fund and family establishment fund are doubled.
3, growth education, long-term acquisition
Pay 3% annual growth care fund, 15-24 years old pay 30% annual education care fund, 18, 2 1 24 years old pay an extra 30% annual academic success fund, and pay 100% annual marriage fund at the age of 30.
Tiger Mother chooses 40,000 main insurance annuity for 0-year-old boy, plus 400,000 critical illness insurance premium. The monthly premium is 65,438+07,265,438+0 yuan, and the total payment is 65,438+00. Every child can get 1.200 yuan's growing care.
Tiger mother died unfortunately when her child was 1 1, so the remaining growth care fund became 2400 yuan every year;
Children in 15-24 years of age can receive 24,000 yuan of education care every year;
18, 2 1, 24-year-old children can get an extra 24,000 yuan a year because of their successful studies;
If the child is unfortunate enough to get leukemia at the age of 20, he will pay 800,000 yuan in one lump sum without an invoice.
In the case of active treatment, children can survive safely to the 30th anniversary of the insurance policy, and can receive a one-time family payment of 80,000 yuan.
4. Insurance age
0- 14 years old (0 years old means 28 days of birth)
5. Basic insurance amount
65438+100,000 yuan-200,000 yuan multiple grades
6. Method of payment
Monthly/annual payment
7. Term of payment
/kloc-0 0 year
8. Warranty period
By the age of 30
Buy insurance:
First, the principle of thinking:
No matter which insurance company you are insured with, you must be clear about two points:
1, the purpose of your insurance (what concerns or wishes do you want to realize);
2, a correct understanding of the benefits of insurance (don't believe what a single agent said and take it for granted, through some neutral channels, such as online third-party insurance intermediary stations, do some confirmatory understanding).
If the two are in tune, it will be basically OK and there will be no problem.
Second, the mode of operation:
Follow the "clear demand->; Preliminary selection-> negotiation and verification-> effective selection "process!
The simplest and most effective operation is to directly find the agents of several different local companies, explain the details and specific requirements, and make an open comparison to see which insurance benefits they provide more effectively meet your needs. This is what you need. In addition, if you are worried about being harassed or entangled, you can also collect the specific plans of different insurance companies anonymously online through the insurance bidding platform of Life Sky Insurance Intermediate Station, and make a direct comparison and selection.