China Ping An Life Insurance Company of China Insurance Company launched? Talent? Our children's insurance is this gifted baby education annuity insurance (dividend type), so what is the protection content of this product? The following seniors will make a detailed analysis. Before starting, parents are advised to know what education annuity insurance is and judge whether their children are really suitable for buying: Parents must read: Is it necessary to buy education annuity insurance? How to choose the right product?

Look at the safety map first to find out what its safety content is:

Ping An Cai Ying Baby Education Annuity Insurance (dividend-sharing type) can accept the insurance of minors who have been born for 28 days-10. This insurance age range is relatively limited. There are many education annuities in the market that can support minors to apply for insurance. The maximum age is 12 and 13. In contrast, this product can't give older children an insurance chance.

The warranty period of this product is 30 years, which is relatively long.

Its payment period is only 10 years. Please select one item and select a single item. However, many education annuity insurances also provide multiple payment cycles, such as batch payment, three-year payment and five-year payment, so that the insured can choose flexibly according to their own economic situation.

Ping An Cai Ying Baby Education Annuity Insurance (dividend type) includes growth care fund and family establishment fund. After insurance, as long as the insured survives to the agreed time, he can receive the annuity as agreed.

If the insured dies unfortunately during the protection period, the insurance company will pay the death insurance money as agreed.

Judging from the content of protection, Ping An Cai Ying Baby Education Annuity Insurance (dividend-sharing type) has an average performance. If you want to see other excellent education annuity insurance, don't miss these products: the latest! The eight education grants with the highest rate of return in 2023 are coming ~

Some parents may notice that Ping An Cai Ying Baby Education Annuity Insurance (dividend type) also pays dividends, which can increase income. However, it should be noted that its dividend is not guaranteed, depending on the operation of the insurance company's dividend insurance business. If the insurance company is in good operating condition, it may get a lot of dividends, and if it is in bad operating condition, it may get little or no dividends. I suggest that after reading this article, you can understand the true face of dividend insurance: why is the complaint rate of dividend insurance so high? Unveil the mystery of dividend insurance

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