Financial business education, also known as family investment and financial management education. "Family investment and financial management" is a family-based financial management process-by combing the life and work goals of each family member in real time, the medium and long-term financial planning is determined; According to this goal and plan, the funds available for investment will be effectively allocated, and the asset allocation portfolio and risk control system will be established to achieve the effect of maintaining and increasing the value of assets, thus providing a continuous source of income for family life. Family investment and financial management is not only an objective requirement for the smooth progress of family life, but also an important means to pursue an ideal lifestyle. From 2006 to now, the students in Jin Chaoyang include not only the working class (white-collar workers and civil servants), but also small and medium-sized business owners and professional investors. From the background of these students, it is not difficult to see the current situation of human, financial and business in China. Some of them have certain investment experience and certain economic and financial knowledge and experience; But at the same time, the vast majority of students did not have their own investment theory system before entering the classroom, and even had no basic awareness of risk control. Mainly in: 1. I don't know what my ideal lifestyle is in the future (I don't know the needs of my family); 2. Lack of own investment standards and principles; 3. I don't like numbers, I don't want to calculate, and I haven't compiled family financial statements; 4. Lack of systematic understanding of multi-level capital market; 5. Have unrealistic ideas about the return on investment and lack feelings about the power of "compound interest".