First, in ordinary undergraduate colleges and universities, a policy system of financial aid for students from poor families has been initially formed, with national scholarships and student loans as the main body, work-study programs, special difficulties subsidies, tuition fee remission and so on.

Second, a new national student loan mechanism with risk compensation as the core has been established, and a national student loan compensation system has been implemented.

Third, a green channel system has been established to ensure that every student admitted to a public university will not lose his learning opportunity because of family financial difficulties.

The fourth is to establish a student financial aid system for secondary vocational education.

Two, in order to ensure the smooth implementation of the national student loan policy, by () to determine the annual national student loan guidance plan for colleges and universities under the central ministries and commissions.

D

The national student loan policy should be formulated by the national student loan inter-ministerial coordination group composed of the Ministry of Education, the Ministry of Finance, the People's Bank of China and the national student loan handling bank.

3. What conditions do you need to apply for a national student loan? How to deal with it?

Write an application to the school, and the relevant poverty certificate will be issued by the neighborhood Committee of origin and the Finance Bureau.

Fourth, the national student loan policy.

Legal analysis: Generally, the term of the national student loan is not more than eight years, and the interest rate of the national student loan is implemented according to the loan interest rate of the same grade stipulated by the People's Bank of China, and will not rise. The maximum amount of the national student loan that the borrower applies for each academic year does not exceed 6,000 yuan, and the specific loan amount is determined by the lender according to the actual situation of the borrower.

Legal basis: Article 5 of the Detailed Rules for the Implementation of the National Student Loan Operation of Bank of China? The term of national student loans is generally not more than eight years. If the loan student continues to study for a postgraduate or second bachelor's degree after graduation, the loan period will be correspondingly extended during the study period, and the principal and interest of the loan will be paid off within four years after graduation of the postgraduate or second bachelor's degree. The specific term is determined according to the borrower's schooling, and whether to extend the term is decided by the lender and the borrower through consultation. Article 6? The national student loan interest rate is implemented according to the loan interest rate of the same grade stipulated by the People's Bank of China, and does not rise. If the loan term is within one year (including one year), the interest shall be calculated at the interest rate agreed in the contract. If the statutory interest rate is adjusted, the contract interest rate will remain unchanged; If the loan term exceeds one year, the interest rate will be fixed for one year. If the legal interest rate is adjusted, the adjusted interest rate shall be implemented from the corresponding date of the loan issuance date; If the accumulated term of the loan reaches the new term level of interest rate after the extension, it shall be implemented at the new term interest rate from the date of extension; The part of loans overdue that has not been approved for extension shall bear interest at the overdue loan interest rate stipulated by the Bank of China. Article 7? The borrower applying for the national student loan shall not exceed 6,000 yuan per academic year, and the specific loan amount shall be determined by the lender according to the actual situation of the borrower.