Monthly part-time income of Zall Longteng organization 1500 yuan or above to guide the purchase of courses.

The interviewee of the photo in this article is

The part-time job with a high list has become a cheap labor force, and the interest-free "education staging" is actually an online loan that affects the collection ... Recently, hundreds of college students complained to the paper book 020. It is reported that Nanjing Zall Longteng Education and Training Institute (now renamed Nanjing Shangxue Longteng Education and Training Institute) induces college students to take online courses and apply for online loans through high-priced part-time jobs, hoping to drop out of school and get a refund, but they can't contact teachers and institutions, so students can't afford high loans.

"It's not that we lie, but that they really have very strict speaking skills. Basically, everyone they can contact will end their registration.

Molly, a deceived student, told this newspaper that there are currently 168 students in the rights protection group, and the amount of fraud ranges from 2,600 yuan to 8,600 yuan.

"They lied to us that education is staged and they can drop out of school for a refund at any time, but now I find it is a third-party loan platform.

"Some students are overdue by the loan platform.

On April 7th, the staff of Qixia District Market Supervision Administration, the registered place of Zall Longteng Education Institution, told this newspaper that they had received telephone complaints from many students and were investigating and handling them.

On the same day, the education teacher of the thesis repeatedly called the person in charge of the educational institution and the teacher in charge of the refund, but the phone has been unable to get through.

Institutional teachers call online loans on third-party platforms "educational segmentation" and there is no interest.

In order to earn money by working, college students are burdened with high education loans.

On March 18, a student was almost killed when discussing how to recover tuition fees in the Nanjing Zall Longteng Rights Protection Group, which was established by students spontaneously. After many contacts, the students contacted their parents and received timely treatment.

"We are students. The loan pressure is great.

"Molly, a college student, is also one of the deceived students. She told the newspaper that her family was very poor, and the tuition fee of 8,600 yuan was equivalent to her living expenses for one semester. In the process of defending rights for nearly a month, she had many frivolous ideas.

Talking about the experience of being cheated, Molly said that many students began to be cheated because of the free learning materials shared on social platforms. "On the Internet, people often share English learning materials such as CET-4, CET-6 and PS. Add WeChat if necessary. So I added teachers from that institution.

June 5438+February last year, Molly added a teacher who called herself Nanjing Zall Longteng Education and Training Institute. After sending the materials to the students, she recommended many online courses such as network design and video editing.

To Molly's delight, the other party said that she could participate in the "part-time class" of the organization and provide all kinds of part-time opportunities for free. There are a number of "part-time classes" group chats, screenshots of student commissions, and

"She said she could take orders after studying for twenty days. Even if there is only one poster design, there are two or three hundred. Working part-time can earn 500 yuan a month.

"

Molly said she couldn't leave school because of the plague, and her family was in poor condition. She wants to earn living expenses through some part-time jobs online.

In the rights group, many students have the same idea as her.

"The courses they launched cost thousands of dollars. And only journalism courses (course news) can be part-time courses.

"After Molly said that she had no money to pay tuition fees, the other party immediately proposed an interest-free' education installment'. Down payment 100 yuan, and the remaining 12 months.

According to the chat record provided by Molly, the other party said that he could take a part-time job after signing up. In addition to studying abroad, the monthly commission for part-time jobs also includes a lot of living expenses.

Molly asked if this education installment was a loan, and the other party said it was definitely not a loan. "If you don't want to cooperate with the state-supported education staging platform and learn to cancel it at any time, the loan will have a lot of interest. Not interested.

"

Under the "blueprint" described by the other party, Molly signed up for the "Design All-round Full Stack Class" worth 8,600 yuan.

Subsequently, under the telephone guidance of the other party, loans were made through third-party loan platforms such as Huayuan and Xianxiangxue, and finally a loan of 7,700 yuan was made on Xianxiangxue platform.

In order to let Molly pass the examination of the loan platform, the teacher asked Molly to provide a screenshot of the Zhang Xuexin website on the grounds that "businesses can't find college students to work part-time" and changed her education to graduate from high school.

It also provided Molly with the "words" to deal with the telephone interview of the loan platform. "It's the teacher of our institution who called you. Just, please say that you have worked since you graduated from high school. If you are a college student, we can't give you a part-time job.

"

In the rights protection group, 168 rights protection students all completed loans through third-party loan platforms, involving JD.COM Baitiao, Xianxue, Mohammad, Chengxin Credit Payment, Haier Consumer Finance and other loan platforms, with a loan amount of 2,600 yuan or

Many students said that in the process of handling, the teachers of this institution have always advocated "phased education" and can drop out of school at any time. In addition, the student said, "It's definitely not a loan. This education installment will be cancelled automatically if it is not returned within 7 days.

But after the deadline, the students were told that the tuition fees had been fully remitted to the other party's account. Failure to repay on time will not only affect overdue fees, but also affect credit reporting.

He promised to retire at any time, and when he left school, the teacher claimed that he had retired.

After half a month's class, Molly began to feel something was wrong. "The content of teaching is basic and you can't learn anything. I want to join a part-time tour group, but they have been lying to me that I can't take orders for what I am studying now. Please let me continue my study. If I can't afford the first month's tuition, you will support me.

However, when paying the tuition fee for the first month, the other party did not reply to Molly's request for help. "Can't tell parents. Pay with the living expenses, and then you can't eat for a month. Malnutrition at that time. Hair loss is very serious.

"

Molly said that in February, she repeatedly asked to join the working group. After paying the tuition for the second month, she was pulled into the working group.

I thought that more orders could solve the tuition problem, but after joining the group, Molly found that part-time jobs were announced every three or four days, and each part-time job received a commission from 20 yuan, and more than 400 people grabbed it together.

The actual part-time jobs of the part-time group are all 20 yuan.

"I'm under too much pressure to repay. I can earn $20, but I don't know if it's a question of ability or if the customer is too mean. The design requirement of $20 is comparable to that of a senior designer. No matter what the design is, customers are not satisfied and can't get commission.

"Molly said.

Janice, another college student who signed up with Molly at the same time, found it difficult to get a list of part-time jobs. She told the newspaper that her working group is also the logo and web design list of 20 yuan.

Because it is forbidden to form a group, I need a part-time teacher by private letter, but the other party has just announced that she has taken the ticket by private letter, and it is said that someone has come to pick her up. "I don't think these lists exist.

"

After placing orders for many times, Molly applied for a refund, but the other party encouraged her to continue her study on the grounds that she is now a basic class student and her ability to place orders is limited, and the screenshot showed that "C4D order is 7500 yuan per minute".

"I have been studying for a month, and I really have no money to pay my tuition. At this time, she told me that if she was not in class, she would not drop out of school for a refund.

"If Molly insists on dropping out of school, she must make regular monthly repayments first, and then calculate the remaining tuition fees after all repayments are completed," the other party said.

At the same time, in the formal course student service agreement of Nanjing Zall Longteng Education Technology Co., Ltd. signed by Molly, every student is dissatisfied with the course quality or part-time job list, and has a clear commitment to support him to drop out of school at any time, and the subsequent tuition fees do not need any fees.

Such as poor teaching quality, no guarantee for part-time job, no service for taking orders, no one-on-one guidance for part-time job, introduction of network designers, etc. Tuition will be refunded in full.

When applying for a refund, the other party told Molly that he owed the online loan. If you don't compensate, it will affect the credit investigation.

However, Molly was unable to repay the loan. The bank card she is bound to is handled by the school. After many deposits, she was withdrawn in time, judging that she was defrauded and her bank card was frozen.

On March 10, Molly found that the teacher had banned her. The educational administration teacher in charge of teaching told her that the company has applied for enterprise restructuring, and students in other courses have no reason not to refund the money except within 72 hours after placing the order.

If some students insist on a refund, it is recommended to defend their rights through judicial channels.

In the rights protection group, nearly half of the students deleted their friends because their first teacher "retired" after applying for a refund, and some students were directly banned. "She told me not to harass, had an accident.

"

A classmate told the newspaper that as early as March 8, the educational administration teacher was in trouble because of the intervention of shareholders and was filing for bankruptcy.

However, on March 9, some students paid the deposit after discussion.

In addition, on April 6, several students sent screenshots to the newspaper. According to reports, there are newcomers in part-time groups and class groups, and part-time groups also pay part-time wages every day. "This group has been banned and it is restricted to add friends through group chat. Otherwise, I will tell you that they have been cheated.

"

In addition, when a student asked a teacher who claimed to be retired in the circle of friends who distributed classroom propaganda, the other party said that her teacher did retire. This micro-signal is the company's account, and the new teacher continues to use it. So far, I don't know the refund promised by the teacher.

"I started with one-on-one guidance, and all the agreements were also said by the instructor. Now he says that if something goes wrong, he will resign. I think I'm fascinated by mold.

Janice said that the telephone in the office was disconnected, the teacher retired, and most students faced a refund.

A student who was overdue for one month was fined more than half of his principal.

The relevant institutions "lost contact" and the Market Supervision Administration intervened.

According to industrial and commercial information, Nanjing Zall Longteng Education Technology Co., Ltd. was established on April 8, 2023, and was renamed Nanjing Shangxue Longteng Education Technology Co., Ltd. in June+10 this year.

From March 9 to April 2 this year, the company was unable to contact the registered address and business premises for three times, and was listed in the business exception list by Qixia District Market Supervision Administration and Jiangning District Market Supervision Administration of Nanjing.

On March 30th, Wuhu Branch was also listed in the list of business anomalies by Jinghu District Market Supervision Administration of Wuhu City.

On April 7, the newspaper's education teacher called Qixia District Market Supervision Administration. The staff of the bureau told this newspaper that they have received telephone complaints from many students, and Longtan Branch is currently investigating and handling them. "We sent someone to collect evidence immediately after receiving the situation, but this company was hung on the registered address and did not actually operate, so it was included in the business exception list.

"

The staff member said that after contacting the market supervision, the legal representative of the company has sent a client to handle it. "They are now going through the formalities of changing their registered place, and they are also urged to handle these complaints as soon as possible.

The staff member said that Qixia District Market Supervision Administration will continue to follow up this matter until the problem is solved.

On the same day, the newspaper's education teacher repeatedly called Xia Minghong, the legal representative of Nanjing Zall Longteng Education Technology Co., Ltd., and the teacher in charge of refund, but the phone has been unable to connect.

After another sales teacher connected the phone, he said that it had been refunded, and the refund must be handled by contacting the competent department.

Regarding whether the students promise to drop out of school at any time and whether they will induce loans, the teacher said: "The institution can tell me everything, and I don't know anything else. I'm not doing it now. Go to them if you have any questions.

"

At the same time, some students whose online loans have expired also called. "There are more than 10 calls a day, saying that it is due to borrow money and can't catch up with the high-speed rail. Let them find a way to pay it back immediately, or go home and borrow money if they don't pay it back.

"A student who borrowed 3,000 yuan through Spider Digital Technology received nearly 10 dunning calls every day after the deadline. At present, the second tuition fee in 250 yuan is 30 days overdue, 126.5 yuan. " The liquidated damages are too high for me to pay back.

"

Molly gets at least two dunning calls every day. Every time the phone number is different, it's no use hacking it. "The bank card has been frozen. I can't afford it now. I can't leave school because of the COVID-19 disaster.

"

For college students' online consumer loans, in April 2023, China Banking and Insurance Regulatory Commission and the Central Network Information Office jointly issued the Notice on Further Regulating the Supervision and Management of College Students' Online Consumer Loans. Microfinance companies are not allowed to provide online consumer loans to college students, and unauthorized institutions provide credit services to college students.

In this case, the education teacher of the paper called Spider Digital Technology, and the platform staff said that after the school signed the loan agreement, it would remit the money to the account of the educational institution, and there was no fraud in the institution.

Regarding whether it is known that the lender is a student, the staff said that when the dunning was made, it was known that it was a student, but the loan had been issued and even the students had to pay it back. "I know that this student has no repayment ability, so I told my parents to let them pay it back.

"

The education teacher of the thesis also called several platforms, such as Xianxiangxue, JD.COM Baitiao, Haier Consumer Finance, and Integrity Learning Payment. Some platforms indicated that they would inquire by phone before lending, but if the lender intentionally conceals the student's identity, it will be difficult for the platform to find out, and the student loan situation will be further understood.

Among them, JD.COM Baitiao has handled some students' complaints and stopped canceling fees. Other conditions are still being verified. In case of fraud, students are advised to call the police.

Editor in charge: Cui Xuan Photo Editor: Zhang Tongze

Proofreading: Liu Wei

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