I believe that overdue loans will not be prosecuted. If the amount of CreditEase loans overdue is large and overdue for more than 90 days, CreditEase Platform can sue the borrower. Once the platform appeals the borrower to the court, it can apply to the court for enforcement and seal up the property, car products, bank accounts, etc. Repay overdue debts in the name of the borrower. If the borrower has no executable property under his name and refuses to perform the effective judgment of the court, he will be included in the list of untrustworthy people. Being included in the list of untrustworthy people will limit users' high consumption, affect users' normal travel and work, and affect their children's education, school choice, civil service examination, military service, etc. If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations. The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended; A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

In addition, even if the platform does not sue the borrower, CreditEase loans overdue will bring many influences to the borrower, including high penalty interest and increasing the repayment pressure of the borrower; Being collected by the platform affects daily life; As well as affecting personal credit information and hindering the handling of credit business in the future. So be sure to repay on time.

Legal basis:

According to the Civil Code

Article 676

If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations.

Article 678

The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended.

Article 667

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.