Coverage is as follows:
Continuing education grant
If the insured continues to 18, 19, 20, 2 1, 22, 23, and 24 policy anniversaries within the validity period of the main contract, and the main contract is still valid, the insurance company will pay the beneficiary the education fund at 10% of the basic insurance amount of the main contract on each of the above policy anniversaries.
Maturity premium
If the insured is still alive on the expiration date of the insurance period of the main contract, that is, the anniversary date of the 30-year-old policy, and the main contract is still valid, the insurance company will pay 120% of the basic insurance amount of the main contract to the beneficiary, and the effectiveness of the main contract and all supplementary contracts will be terminated together.
Death and disability insurance
If the insured dies or is totally disabled within the validity period of the main contract, the insurance company will pay the beneficiary all the insurance benefits of the main contract (excluding interest), and the effectiveness of the main contract and all its supplementary contracts will be terminated together.
Premium exemption
If the applicant dies or is completely disabled for the first time after the waiting period, the remaining premium of the main contract and its supplementary contract will be exempted and the interest will remain unchanged.
Children's special fund
1. Make sure the funds are earmarked. 10 short-term investment, starting from 18 years old, will be collected in 8 installments. The cash flow is stable and will be used for education funds and wedding funds to ensure earmarking.
Interest determination and accurate inheritance
2. Funds are flexible and tight. If it is redeemed before the maturity of regular financial management, it will be calculated at the current interest rate! However, precious baby can make a policy loan, up to 80% of the current price of the policy, in order to cope with the shortage of funds and ensure the same.
Ensure a comprehensive lock on true love
3, super humanized investment, investment in buying a house, children's parents are sick, loans are not paid, and the house should be recovered! Precious baby has immunity function. During the payment period, the insured has a major change, and the subsequent premium does not have to be paid. The annuity continues to be collected, and the true love for the child is locked!
Dual choice pension subsidy
Cherish the baby, use one thing for two purposes, and provide for the elderly on marriage leave; After maturity, it can be used as a child's wedding money or as a supplementary pension for parents.
Comments: First of all, this product is dedicated to education and marriage; Secondly, the funds are very flexible, and the same guarantee can be used as a policy loan; Then cherish the baby and have an exemption function to lock the true love for the child; Finally, the product can be used as a child's wedding money, and can also be used as a supplement for parents' pension.