The minimum deposit amount is 50 yuan, and the maximum principal amount is 20,000 yuan. The storage period is divided into three grades: one year, three years and six years.
Education savings enjoy preferential interest rates. One-year and three-year education savings bear interest according to the interest rate of lump-sum and lump-sum time savings deposits of the same grade at the same period of account opening date; The six-year term shall bear interest at the five-year lump-sum interest rate on the account opening date.
The interest rates are: 1 year, 2.25%, 3.33% and 3.60% respectively.