First, adjust the industry division. According to the National Economic Industry Classification (GB/T 4754-20 1 1), according to the degree of industrial injury risk in different industries, the industrial injury risk categories are divided into one to eight categories (see Annex).
The second is to determine the industry differential rate and its grade. Different industries with different industrial injury risk categories implement different industrial injury insurance industry benchmark rates. The national industrial injury insurance industry benchmark rate corresponding to the industrial injury risk category is,
The first to eighth categories control 0.2%, 0.4%, 0.7%, 0.9%, 1. 1%, 1.3%, 1.6% and1.9 respectively. Determine the rate level of each industry through floating rate.
A kind of industry is divided into three grades, that is, on the basis of the benchmark rate, it can float upward to 120% and 150%, while the second to eighth kinds of industries are divided into five grades, that is, on the basis of the benchmark rate, it can float upward to 120%, 150% or downward to 80% respectively.
The third is the determination and floating of unit rate. Regional social insurance agencies determine their work-related injury insurance rates according to the use of work-related injury insurance premiums by employers, the incidence of work-related injuries, the degree of occupational hazards and other factors, and can determine whether they fluctuate between different rates and grades in their respective industries every 1 to 3 years according to the changes of the above factors.
For employers who meet the floating conditions, they can float up and down one or two gears at a time. The lowest rate of industrial injury insurance in the overall planning area is not lower than the benchmark rate of the first-class risk industry in this area.
The specific measures for floating rates shall be formulated by the human resources and social security departments and the financial departments in the overall planning area, and the opinions of the representatives of trade unions and employers shall be solicited. This regulation shall be implemented from 20 15, 10, 1.
Extended data:
The determination of industrial injury insurance rate should grasp the following principles:
First, the income is fixed by expenditure, and the income and expenditure are balanced. The work-related injury insurance fund implements the pay-as-you-go system, that is, the work-related injury insurance fees collected in the current period are used to pay various work-related injury insurance benefits and other legal fees in the current period.
The determination of industrial injury insurance rate should ensure the treatment of industrial injury insurance and the expenditure of legal projects, and at the same time, it should not make the fund accumulate too much.
The second is to implement industry differential rates. In order to link the employer's payment with the industry risk, the industrial injury insurance premium is subject to the industry differential rate system.
According to the use of work-related injury insurance premiums and the incidence of work-related injuries in different industries, the rates of different industry categories are determined, and different rates are set in the same industry. For high-risk industries, the rate is correspondingly higher, and vice versa.
The third is to implement the rate floating mechanism. After the industry differential rate and rate grade are determined, the agency in the overall planning area shall determine the enterprise industrial injury insurance rate according to the use of industrial injury insurance premium and the incidence of industrial injury in the previous year of each employer.
The better the work-related injury insurance in the same industry, the lower the specific applicable rate grade; On the contrary, the applicable rate level can be raised.
Baidu Encyclopedia-Industrial Injury Insurance Rate