Auto insurance needs to be purchased every year, and most car owners and friends still have some understanding of auto insurance. However, many people may not be very clear about some specific situations of insurance claims. Although we don't often encounter auto insurance claims, we need to know more about it ourselves, at least by ourselves.

After learning these unpopular claims knowledge points shared today, you will have a deeper understanding of insurance claims.

1. Will the insurance company pay for the accident in the garage? The insurance company refused to compensate for the accident in the 4S shop or garage, because according to the insurance contract of People's Republic of China (PRC) Insurance Law, the insurer is not responsible for any accident of the insured vehicle during the race, inspection, repair and maintenance.

Because the vehicle was in a state of repair or storage during this period, the owner temporarily lost control of the vehicle and did not gain operational benefits, so the insurance company did not pay for the accidents that occurred during this period.

2. Will the insurance company pay for the puncture on the way? Simple tire damage is not within the scope of claims, that is to say, if there is only a flat tire and there is no other damage, the insurance company will not pay.

Of course, if the vehicle is damaged in the accident, the tire damage is within the scope of compensation.

3. Will the insurance company pay for the damage caused by the objects in the car?

Many car owners like to put many decorative items in their cars, such as perfume, pendants and so on. If they are accidentally hit by these objects while driving, will the insurance company pay for it?

There are many opinions about this situation. Brother Che wants to tell you that as long as the owner has bought personal accident insurance's, he can make a claim in this case. I would like to remind you that if you really encounter such a situation, you should inform the insurance adjuster to go to the site for investigation as soon as possible under the condition of ensuring your own safety first.

Do you want to move your car after a minor traffic accident? If this happens, the first thing you should think of is to record the situation on the spot and take photos for your certificate.

I've heard such a thing before. A friend had a small bump with the other party, and the other party admitted that he was fully responsible and suggested moving the car to the side of the road for further treatment. After moving the car, the other party's rhetoric changed immediately, but because there is no on-site proof, it can only be opened 50-50. If you are not sure who is responsible, be sure to take photos and leave a certificate before moving the car.