Our company's Kangyue meets your requirements. Hello, 1 year-old baby saves about 2000 yuan every year. Characteristics of Kangyue+Additional Welfare+Children's Comprehensive Protection Plan ● Comprehensively construct the health protection for children's accidents, hospitalization and major diseases; ● 42 major diseases are guaranteed to children's adulthood; ● The payment of critical illness insurance benefits will not affect the due payment; If you survive to maturity, you can still get maturity money, which can be used as a supplement to education, entrepreneurship and marriage, and can also be used as a supplement to parents' pension; ● Full compensation for hospitalization expenses, bed expenses, operation expenses and miscellaneous expenses, so as to improve the quality of medical care and supplement the shortage of medical insurance. The main contract is AIA Kangyue old-age security (paid 15), and the death payment and maturity payment are equivalent to the paid premium AIA plus Kangyue critical illness insurance120,000 yuan, the additional contract AIA plus interest accident insurance 30,000 yuan, AIA plus interest accident medical compensation insurance 3000 yuan/time, AIA plus interest hospitalization medical insurance 30 yuan/day AIA plus Tianyi children comprehensive hospitalization II medical insurance 8000 yuan/time. Insurance benefits: ● Eight first-class major diseases 1.8 million yuan ●34 second-class major diseases 1.2 million yuan ● The maximum compensation for hospitalization expenses of accidents and diseases is 8,000 yuan ★ Medical expenses in social security ★ Bed expenses in social security ★ Miscellaneous expenses ★ Operation expenses ● The maximum compensation for accidental medical expenses is 30,000 yuan each time. Daily hospitalization payment for illness 30 yuan ● Accidental total disability payment of 30,000 yuan ● Accidental total disability and burn insurance payment of 3,000-30,000 yuan ●30-year-old maturity payment19,785 yuan ● Accidental death payment of 30,000 yuan+Kangyue death insurance case 1: If the child is diagnosed with leukemia at the age of 3, he can get the first prize of AIA Kangyue critical illness insurance. The amount is 120000 yuan, which can be exempted from the main contract insurance premium. At the age of 30, the child can also receive the due payment of 19785 yuan. Case 2: If the child suffers from cancer in situ at the age of 3, the child can get the first-class critical illness insurance of AIA Kangyue, with the amount of 6.5438+0.8 million yuan; Two years later, if the child suffers from leukemia again, the child can get the second-class critical illness insurance premium of AIA Kangyue Critical Illness Insurance, with the amount of 1.2 million yuan, and can also be exempted from the main insurance premium. At the age of 30, children can also receive a maturity payment of 1.9785 yuan.