Dragon Fortune is the wealth manager of CCB customers, and the total assets will be displayed in Dragon Fortune, which is the total assets of individual users in CCB. Therefore, if you want to take out the money of Dragon Wealth, you need to know how the assets are distributed. If it is the money in the bank card, you don't need to take it out. Moreover, if you buy the wealth management products of CCB, you can withdraw the money by applying for redemption.
"Jianxin Long Wealth" focuses on the whole life cycle of customers, and builds a wealth management ecosystem around three major scenarios: consumption, investment and security, so as to realize that there is money to spend now, security for the future, and preservation and appreciation of idle money.
The new model of "wealth management+ecosystem" wisdom empowerment has greatly improved the customer experience.
Create a set of exclusive, complete and dynamic wealth panorama for each customer to help customers understand their wealth panorama. Let customers know their total assets, total liabilities and various products at a glance, and keep abreast of daily income and expenditure changes and investment income.
Consumption scenario, balancing "income" and "expenditure";
Through the tools of revenue and expenditure big data, contract management, etc., the "revenue and expenditure calendar" of customers is constructed to help customers make overall arrangements for funds on the basis of meeting daily expenses. When customers encounter a temporary funding gap, provide flexible financing methods, and solve the urgent needs of consumption scenarios with the help of consumer credit or product transfer platforms.
Investment scenario, balancing "risk" and "return";
Provide appropriate personalized asset allocation to realize the preservation and appreciation of wealth. Relying on CCB's enterprise-level customer information platform, accurately capture customer characteristics and establish a 360-degree customer view. Through AI intelligence to assist expert decision-making, start with large-scale assets, evaluate and suggest position allocation, and support customers' one-stop optimization; On the other hand, the best product combination system of "Dragon Investment" was launched to support customers to place orders with one button to meet different risk preference needs.
Guarantee the scene and balance "present" and "future";
Help customers do a good job in security planning from four key aspects of life, such as health, accidents, education and old-age care, build a strong defense line for families, plan the future, prevent accidents and resist risks. Let customers have a more stable arrangement when they encounter life twists and turns, and they can face it more calmly.
Intelligent interaction, warm and intimate anytime and anywhere:
Customers provide basis for their wealth decision-making through Dragon Fortune Morning Post, personalized wealth information and exclusive investment performance report. Use the voice broadcast function to listen with one click. In the future, "Dragon Fortune" will also rely on CCB University and cooperative institutions to share more professional research results. Provide all-weather temperature service.