Hello, your insurance awareness is very good. The choice of children's insurance can be considered from three aspects: accident, health and education cost. It is suggested that accident insurance and health insurance should be improved first, and then the children's education insurance should be considered according to the family's economic ability. In addition, here is a reference link for you: I hope my answer can help you!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.