1. Take the guardian's household registration book and ID card to the bank outlet;
2. Queue up for registration and wait for the system to call the number;
3. Tell the staff to apply for a bank card;
4. The applicant fills in the form;
5. Enter the password according to the instructions of the staff;
6. The bank card has been processed.
The children's bank card is a bank card for children under the age of 16, and the guardian needs to go to the bank with his ID card and household registration book.
Children's bank card type:
1, home card
Children's Card is a children's financial card launched by Minsheng Bank nationwide. The card has specially prepared financial package products suitable for children and families, including education savings, smart financial products and growth financial products.
This card has the function of debit card, and you can also choose additional products, such as "current savings+instant messaging with parents' account information", so that parents can keep abreast of their children's consumption trends. Education savings are aimed at students above the fourth grade of primary school, so that parents can prepare their children for college in advance. Qian Shengqian Plan B is a value-added wealth management product aimed at young people's short-term and large educational funds. From the date of deposit, interest will be settled automatically every day (the shortest day) according to the call deposit interest rate of the corresponding currency, and the principal and interest of the previous interest settlement date will be automatically transferred to the next interest period, with compound interest, which can be withdrawn at any time. The initial application amount is 50,000 yuan. [3]
2. Baby Growth Card
Baby Growth Card is a theme card specially designed by China Industrial and Commercial Bank for underage customers under 16 and their parents. The card is issued in the form of baby card+father card+mother card. In addition to the general debit card function, the card also has special functions such as growth fund, growth guarantee, growth commemoration and gratitude return. For example, parents can regularly deposit funds from the father's love card and the mother's love card into the baby card to provide pocket money and education funds for their children. At the same time, the handling fee for settlement between the baby card and the father's love card and the mother's love card is exempted. At the same time, with this card, you can also enjoy the exclusive children's education insurance product-Taiping Happy Baby Comprehensive Financial Plan, and on this basis, you can enjoy pediatric expert appointments, health messages, emergency rescue services at home and abroad, and personal accident insurance for children with Baby Growth Card. [4]
3. Pacific Children's Card
Pacific Children's Debit Card is an exclusive personalized debit card launched by Bank of Communications for children under the age of 16. This card not only has the function of debit card, but also integrates services and functions according to children's needs, so that children can safely start a colorful financial experience. The application for the Pacific Children's Card is simple. The guardian shall handle it at any branch of Bank of Communications with his valid ID card, child ID card or household register, and the lineal relatives certificate of household register, birth certificate or one-child certificate between them. [5] 4、
4. Happy Partner Card
The Happy Partner Card of China Merchants Bank is a standard one-card debit card for children under 16. The Happy Partner Card can establish a parent-child relationship with one of the parents' smart cards. After successful establishment, both parties can realize mutual transfer of RMB current account funds between the two cards through the popular parent-child transfer interface and self-service inquiry terminal. After the parent-child relationship is established between the parent-child smart card and the happy partner card, parents can make a pocket money savings plan for their children, that is, we are required to automatically transfer money from the current account of the smart card to the current account, lump-sum deposit and withdrawal account, lump-sum deposit and withdrawal account or education savings account of the happy partner card within a specified period of time. After registering as a user, children and parents with cards can have parent-child interaction in the magic intelligence component. Magic wisdom has set different roles according to parents and children, including wishing pool, bookkeeping book and magic bean house. [6]
5. Great Wall Flower Season Card
Great Wall Flower Season Card is a debit card specially designed by Bank of China for teenagers aged 10- 16. The Great Wall Flower Season Card is based on personal settlement account. In addition, it can also be associated with multiple accounts such as general current account, current all-in-one account, term all-in-one account, lump-sum deposit and withdrawal, deposit and withdrawal, personal check, credit card, etc., so as to realize the transfer between related accounts and avoid the inconvenience and risk of carrying multiple passbooks.
6. Small bank card
Everbright Bank's "Little Banker Card" is a UnionPay standard debit card mainly issued for children under the age of 16. In addition to all the functions of a debit card, the card also integrates services and functions specifically aimed at "parent-child" education, financial education and children's personalized needs, providing children with a rich financial experience suitable for their characteristics.
The small banker card has a number of personalized functions, such as "parent-child card association" function, which can establish parent-child association with any parent's Everbright Sunshine card and realize the mutual transfer of RMB current account funds between the two cards; Another example is the "pocket money/lucky money savings plan". Parents can associate or guide their children to make their own savings plans through parent-child cards, and can customize personalized target names for each savings plan through online banking. In addition, it is also a public welfare card. Every time a "little banker card" is opened, the children put one yuan into the donation box, and then China Everbright Bank puts another yuan into it. Every valid donation can be automatically transferred to the China Women's Federation's "Mother's Water Pit" fund account, which helps to cultivate children's love consciousness.