Hello! It is understood that the education cost of training a child from birth to university in China needs 400 thousand yuan. Coupled with the influence of inflation and other factors, this makes the issue of education funding a top priority for every family. Insuring an appropriate education fund insurance in time can help parents accumulate education funds for their children, so it is necessary to insure.
How is the education fund insurance calculated?
Different education insurance products have different calculation methods, so how to calculate the education insurance you mentioned needs to be combined with your specific insurance situation. Pay attention to the following points before insurance:
1. The earlier the education fund is insured, the better. The earlier the insurance time, the more education funds will be accumulated, the less the annual payment will be, and the earlier the protection will be.
2. Combine the children's actual security needs, comprehensively compare various insurance-related products, and make choices.
Is education gold insurance reliable?
1, "free of charge" function
The so-called "premium exemption" function means that once the insured's parents encounter misfortune, death or total disability, the insurance company will waive all unpaid premiums and their children can continue to receive protection and assistance.
2, the function of compulsory savings
Parents can choose insurance and quota for their children according to their own expectations and their children's future education level. Once the education insurance plan is established for children, they must deposit the agreed amount every year to ensure that this savings plan can be completed.
3. It has the guarantee function of insurance.
Once the insured dies of illness or accident and has a high risk of disability, the child's education fund plan and premium cannot be retained, but the original rights and interests of the policy remain unchanged, and the expenses for future education can still be provided for the child.
4. It also has the function of financial dividend.
It can resist the influence of inflation to a certain extent. Generally, it is paid by installment, and the payback period is longer.
If you want to get reliable education fund insurance, I suggest you choose a regular insurance platform to buy education fund insurance.
Is there any education fund insurance that can be bought here?
We provide education fund insurance products. If you plan to insure with us, you just need to log on to our website, find the products you like, and then click Buy. In addition, you can register as our member for free and enjoy our preferential policies.
Take out an appropriate education fund insurance. It is recommended that you make a comprehensive comparison and choice based on your child's specific security needs. Products that suit children's needs are the best.