"Everything is established in advance, and it will be abolished if it is not planned." Correct and reasonable safety measures are an effective barrier to ensure the safety of funds and personnel. We should fully realize the importance of strengthening employees' safety awareness education, improving employees' vigilance and ability to deal with emergencies; In addition, we should deeply understand the necessity of establishing and perfecting safety rules and regulations and strictly implementing them. Only by combining "civil air defense", "physical defense" and "technical defense" can an effective safety protection network be established. Throughout the occurrence of financial cases. Mainly reflected in several aspects: first, the awareness of prevention is not strong, ignoring management. Most banks pay attention to business development, ignoring security precautions, and it is common to combine hard and soft measures, especially grass-roots banks. They only pay attention to the assessment of major business indicators, ignore internal management, ignore safety education and dilute their sense of responsibility. One of the few warning education often becomes a mere formality, and even deceives the superior and deceives the inferior or goes through the motions. Second, poor legal awareness and neglect of education. Banks have many points, wide areas and long lines, and most of their employees are at the grassroots level. For a long time, standardized and institutionalized ideological education has not been carried out enough. It is meaningless for employees to attach importance to reality and regard ideological education as a form and empty talk. Over time, employees' ideological and moral level has declined, their concepts of laws and regulations are weak, their awareness of obeying laws and regulations and their ability to resist change are poor, and most of them rely on their personal conscience to do things, not to mention their noble outlook on life and values. Third, the audit is weak and the supervision is insufficient. On the one hand, the power of audit and inspection is relatively weak, and it is difficult to fully implement effective supervision and inspection of banks with multiple points, wide areas and long lines; On the other hand, some auditors have poor sense of responsibility and weak principles, and go through the motions in the form of audit inspection charts. The problems found were not found in time, and effective measures were not taken to punish the problems found, but the big problems were reduced to small problems. Although some things were discovered and rectification notices were issued, there was no further supervision and inspection of the implementation, which made the problems accumulate and eventually led to the occurrence of major economic cases.
Through study, especially in-depth analysis of cases, I think the following points must be done to reduce the occurrence of cases in the banking system and make the prevention and control mechanism effective.
First of all, we should strengthen the construction of laws and regulations. Of course, there are many rules and regulations of banks, which are incomplete and the punishment is not severe. However, many systems are just wall systems for many employees, and they are not well implemented to regulate their behavior. However, we can't ignore the necessity and importance of system construction. Although the system is not omnipotent, it is necessary and indispensable. This is very important for us to further improve the implementation of the system, plug the management loopholes, and make the system cover all aspects and levels of business management. Everything must be carried out by the system, and the system should be used to speak. First, every employee should first strengthen the concept of doing things according to rules and regulations, rather than relying on "experience". To establish the belief that everyone is equal before the system, it is no longer obedient. It is everyone's responsibility to establish internal control, and the concept of starting from me is no longer a matter of indifference and hard work. With a good system, we need a group of people to implement it in order to get good results. Therefore, it is necessary to strengthen the tracking and supervision of the implementation of various internal control systems, and severely deal with those who seriously violate the internal control system, so that every employee who violates the rules will pay a heavy price and let them have personal pain. If the circumstances are serious, the bank team should be cleaned up. Secondly, we should strengthen the prevention mechanism. Mechanism loopholes are an important factor in all kinds of cases. Behind every case involving internal employees, there is always a long-term deliberate figure of the perpetrators. They just took advantage of some loopholes in the working mechanism, carefully prepared and waited for an opportunity to commit crimes. It is necessary to prevent the occurrence of cases through the transformation of working mechanism. Pay close attention to the ideological trends of employees, and eliminate all kinds of hidden dangers that induce cases in the bud. For example, in terms of working mechanism, we can carry out job rotation in an institutionalized way, do a good job in auditing and supervision in an institutionalized way, and do a good job in employee training in an institutionalized way to avoid the negative impact of employees working in the same position for a long time and avoid the criminal temptation caused by being familiar with regulatory loopholes. It is necessary to make the implementation of the internal control system effective in the form of institutionalization.
Third, we should strengthen management risk education. It is necessary to establish the risk awareness of all staff and highlight the key points of prevention. Every post, every link and every employee is the key to prevent risks. A little carelessness will lead to losses and risks. Therefore, it is necessary to combine the prevention and control of cases with the completion of business objectives, and combine the special case management of risk cases with enhancing employees' risk awareness and improving their comprehensive quality. Improve the risk prevention awareness of all employees. Fifth, we should strengthen the education of prevention and control awareness. Further raise awareness of prevention and control. It is necessary to intensify learning and education, enhance the learning effect by innovating learning forms and enriching learning content, so that compliance culture such as system regulations can be memorized in employees' minds and the awareness of prevention and control can be continuously improved. In education, employees should learn to see the essence through phenomena, be prepared for danger in times of peace, be good at discovering undercurrents from calmness, eliminate cases and accidents in the bud and initial stage, and achieve self-vigilance, self-isolation, self-protection and self-improvement. Further improve the execution of internal control. It is necessary to comprehensively strengthen the construction of internal control execution from the processes of case education, system learning, business operation, inspection, problem discovery and rectification, and further improve the internal control execution of all staff. We should attach great importance to the weak links in internal management. We will find incipient problems and hidden dangers, vigorously rectify the found violations, strictly investigate and severely punish them, and always maintain a high-pressure situation, so that every minor violation will attract great attention and vigilance, and fundamentally put an end to violations. Bank security is the cornerstone of the rapid development of banking business, and jointly building a security barrier for our bank is a powerful guarantee and support for the rapid development of our business.