Generally, the application time of national student loan is from September to June every year, 65438+ 10. If the national student loan application is successful, it will be issued in mid-June 165438+ 10. Just wait patiently. After the school deducts the fees, the remaining money will go to everyone's Alipay account. Details are as follows:
1. After the student loan is issued, the students who help the loan cannot be the first to take the lead.
2. When colleges and universities automatically deduct money, they don't need to help students with loans. If the university deducts money successfully, the payment is successful.
3. After the university deducts money, if there is any surplus, it will stay in its own contract Alipay. After Alipay's real-name authentication, you can withdraw the money to the bound bank card for your short-term living expenses.
4. If the amount of receipts owed by colleges and universities is greater than the actual amount owed, the remaining part should be left in colleges and universities and returned to everyone after settlement by colleges and universities. Please pay attention to the specific refund time and method.
The preliminary review and process of its distribution are as follows:
1. After the first batch of loan students handle it on the spot, the students who renew the loan can get the acceptance certificate and contract of student-origin student loan issued by the county student aid center, and at the same time they will all receive the receipt verification message from China Development Bank 95593 about your student loan.
2. At the beginning of the school year, college students with student loans can register and pay in colleges and universities with the acceptance certificate issued by the county funding center. If the loan amount can fully cover the tuition and accommodation fees for the new academic year, these two fees will not be paid! If the loan amount cannot fully cover the tuition and accommodation fees payable, the difference will only be paid by cash or transfer. You can wait patiently after handing in the acceptance form.
3. After the student loan acceptance certificate (or receipt check code) is submitted to the university, the university will conduct offline and online audit.
Offline audit: the main audit is to judge whether you passed the poverty identification of colleges and universities in the last academic year, so as to determine whether you meet the conditions of student loans.
Online audit: after the qualification of college student loan is judged, the college financial aid center will enter the college end of the student loan management system of China Development Bank to enter the unpaid funds for you.
4.10 Before June 15, colleges and universities must enter the unpaid amount for all students with student loans, otherwise they cannot continue to enter. CDB will close the function of entering the collection amount in colleges and universities around the middle of 5438+ 10. After the receipt is entered in colleges and universities, the county aid center will summarize and submit this year's student loan application, and accept the audit of Sichuan Branch of China Development Bank.
5.11From late October to mid-October, all regional branches of China Development Bank will review all the student loan contracts in the province in 20021year. As long as the colleges and universities pass the examination, the certificate uploaded by the county aid center for you is correct, and your own contract is signed accurately, there is no problem with the provincial branch of China Development Bank. Of course, if the certificate uploaded to you by the county student aid center is wrong, or the contract signature of the first loan student is inaccurate, the county student aid center will urge the problematic contractor to make rectification within a time limit or promise to make rectification.
6. After the approval of the provincial branches of China Development Bank, 1 1 will be distributed around mid-June. The student loan you apply for will be credited to your loan contract Alipay. After the account arrives, your university will automatically deduct it from your loan contract Alipay without doing anything. After the successful deduction in colleges and universities, CDB 95593 will inform you of the amount of student loans issued this year and the amount of automatic deduction in colleges and universities by SMS, so that everyone can understand. It takes some time to issue loans, so just wait patiently.
When can I apply for a student loan?
Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school).
When did you apply for a student loan?
The application time of student loans is not fixed and unified, and the application time of student loans in different types and regions is slightly different. Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school). For details, please call the student loan service hotline of China Development Bank at 95593.
In addition, you can only apply for one of the student-origin student loan and the college student loan. Student loans can be applied to the local student financial assistance management center or bank, and student loans can be applied to the student financial assistance management center.
Student loan application process
1, national student loan application process
(1) Apply for a student loan from the school.
(2) Get the student loan application form and fill it out.
(3) Fill it out and submit it to the school, and attach relevant materials: student ID card, copy of ID card, description of family situation, proof of family difficulties, etc.
(4) Waiting for the approval of schools and banks. After the approval, you can sign a contract and apply for a student loan.
2. Student loan process
(1) Apply for a loan from the Student Financial Assistance Management Center of the Education Bureau where the household registration is located.
(2) Fill in the loan application form and provide the following materials: the original and photocopy of the household registration book, the original and photocopy of the ID card, the certificate of student status, and the certificate of student credit loan issued by the school.
(3) After approval, you can sign a contract and get a loan.
Note: after signing the student loan contract, you need to repay according to the contract requirements. If it is overdue, you will also get credit information at the meeting.
Student-origin student loan time
The deadline for student loans is September 20th.
Student loans are also within the scope of national student loans. As long as the corresponding conditions are met, the application can be successful.
If the student source loan is unsuccessful, you can also apply for a national student loan after the start of school.
Application conditions for student-origin student loan: full-time undergraduate students (including higher vocational students), graduate students and students with second bachelor's degree from poor families.
People's Republic of China (PRC) nationality and People's Republic of China (PRC) identity card.
Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians).
Honest and trustworthy, law-abiding, no illegal behavior.
Study hard and you can finish your studies normally.
Due to the family's financial difficulties, the income earned during the school period is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies.