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What is an education fund? Is it useful?
Education fund refers to the subsidy granted to education for a certain purpose recognized by law. In western countries, donors are mainly charities, large companies, religious groups, alumni and individuals. It is an important source of funds for some universities, especially private prestigious schools.

For example, in 198 1, 1888, American institutions of higher learning have 23.47 billion dollars in funds, among which Harvard University, University of Texas at Austin, Yale University, Stanford University and Princeton University have 7.4 billion dollars in funds, accounting for 3/kloc-0 of the total funds.

It has played an important role in providing student scholarships, promoting the construction of key disciplines and the development of key scientific research projects. Enjoy tax-free privileges. In China, this kind of fund is being formed, which is mainly used for special assistance related to education, especially incentive assistance.

Function:

1 can provide a relatively stable source of funds for the development of education. At present, China's economic strength is limited, it is not enough to run a school, and the shortage of education funds can not be solved in a short time.

According to China's national conditions, it is a long-term task to establish a fund system and raise funds for running schools through multiple channels, which is also an important content of deepening education reform. It is the material basis for improving people's cultural life level and an important condition for promoting the development of education.

2, fully mobilize the enthusiasm of the whole society to care for and support education, promote the construction of socialist spiritual civilization in urban and rural areas, and close ties between the party and the government and the people.

3. The reasonable investment in education funds has promoted the development of all kinds of education at all levels, improved the conditions for running schools, mobilized the enthusiasm of teachers, improved the teaching quality and injected new vitality into the development of education.

4, improve the quality of the broad masses of workers, cultivate all kinds of talents at all levels needed by society, and promote the development of social productive forces.

Extended data:

Function:

1, "free of charge" function

The so-called "premium exemption" function means that once the insured's parents encounter misfortune, death or total disability, the insurance company will waive all unpaid premiums and their children can continue to receive protection and assistance.

2, the function of compulsory savings

Parents can choose insurance and quota for their children according to their own expectations and their children's future education level. Once the education insurance plan is established for children, they must deposit the agreed amount every year to ensure that this savings plan can be completed.

3. Education fund insurance has the guarantee function of insurance.

It can provide protection for the insured and the insured in terms of illness, accidental injury and high disability. Therefore, once the insured suffers from illness or accidental death and high risk of disability, the insurance company will waive the insurance premium that the insured should pay in the future, which is equivalent to the insurance company paying the insurance premium for the insured, and the original rights and interests of the policy will remain unchanged, and the children can still be provided with future education expenses.

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