So today, Sister Xue will take you to know about this product and see if it is satisfactory ~
If you want to know about this product first, you can take a look at the following article:
What about 2023, the Great Wall's plan to protect the rich? Senior sister tells you! 》
First, the security content of the Great Wall Shoufu Plan 2023 was announced!
Let's not talk about anything else. Let's take a look at the product map of the Great Wall Richest Man Plan 2023 with my senior sister:
But before we start, senior sister should remind everyone that the Great Wall Down Payment Plan 2023 is actually an insurance product composed of whole life insurance received by Great Wall Aiyong and whole life insurance (universal) of Great Wall Golden Kirin.
Then, in the following words, senior sister will seriously introduce this insurance product to everyone!
1, with a wide age range.
Just from the above product map, it can be found that Great Wall Aiyong in Great Wall Insurance Plan 2023, along with the receipt of whole life insurance, supports groups from children born more than 30 days to 70 years old (inclusive) to participate in insurance.
Senior sister thinks that the age range of this insurance is still very wide. At present, it can cover most groups and meet the needs of the elderly.
We should understand that many products of the same type on the market can often be insured for people aged 60 or 65.
Comparatively speaking, this product supports a higher age limit for insurance and is more user-friendly for consumers.
2. In terms of exemption clauses
As we all know, another name of the exemption clause is liability exemption, which is the case that the insurance company fails to perform its compensation obligation.
In this way, we need to focus on insurance contracts.
Generally speaking, the number of exemption clauses is small and it will be very friendly to consumers.
The exemption clauses of Great Wall Aiyong's assembly with whole life insurance in Great Wall Down Payment Plan 2023 include 3+ 10.
Why are you equipped like this?
In fact, this product is now designed for death/total disability protection and accidental death/total disability protection.
But in general, there are still many exemption clauses for this product, so friends need to pay attention.
What is unclear about the exemption clause? Look at the following article:
What is the exemption clause of insurance? what do you think? If you don't understand, you will suffer a big loss! 》
After discussing the above contents, I believe everyone has a simple understanding of the Great Wall's plan to protect the rich in 2023.
However, this product is not worth buying, you need to know the following points!
Second, what aspects should be paid attention to when insuring the Great Wall Wealth Protection Plan 2023?
1, security content analysis
Obviously, the protection provided by Great Wall Aiyong along with whole life insurance in Great Wall Conservation Plan 2023 includes death or total disability insurance, accidental death or total disability insurance of trains/ships, accidental death or total disability insurance of self-driving cars and accidental death or total disability insurance of aviation.
As we all know, it has become particularly common for people to travel by plane, car and other means of transportation, but the risks still exist.
And this product has so many guarantees, which can make people's protection more powerful and commendable, and to some extent resist the economic losses that need to be faced due to traffic accidents.
2. Guaranteed annual interest rate
This grand plan, Great Wall Wealth Protection Plan 2023, also includes a universal account, namely Great Wall Golden Kirin whole life insurance (universal type).
Obviously, the guaranteed annual interest rate of its universal account is 3.0%, which is still very satisfactory.
What do you want to know about universal insurance? You can read the following article:
"Using universal insurance to manage money, the income is stable and safe? Universal insurance from the beginning! 》
To sum up, there are many highlights in the protection content of Great Wall First Service Plan 2023, but there is still room for improvement in the exemption clause.
If you want to insure, you'd better look at other products on the market, and maybe you will be equipped with products that are more suitable for you!
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!