A card slave refers to a person who uses a lot of cash cards and credit cards, but is unable to pay, or has been paying interest by means of card raising or debt raising.

1. At present, many young people become slaves. 2. The reasons for this phenomenon. 3. My views and suggestions on this phenomenon

With the change of people's consumption patterns, it is very common for people to have multiple cards. Then Kanu was made. A card slave refers to a person who can only pay the minimum repayment amount of a credit card every month. Many young people belong to the so-called "Kanu" category.

The reasons behind Kanu are different. The fierce competition between Chinese banks and foreign banks has prompted them to encourage customers to hold more credit cards. Unfortunately, some cardholders, especially young people with a lot of shopping hobbies and low income, have outstanding credit card debts and gradually become card slaves after reaching the credit card limit of luxury goods. Because of their meager wages, they always live on the verge of bankruptcy.

In my opinion, people should manage their own finances. First, only choose the credit card that suits you best. Secondly, manage your card properly. Get some good advice from the internet and follow them. Third, increase income and avoid excessive expenditure. These suggestions will help you stay away from the danger of becoming a slave.

Topic 2: Free admission to the park.

1. More and more parks are open for free. what is the purpose? 2. It will also bring some problems. 3. What's your opinion?

Free admission to the park

In order to encourage people to go out and relax, more and more parks now offer free tickets. People benefit from it, especially in difficult economic times. With free access, more people will have the opportunity to have affordable family holidays and enjoy the fun of natural scenery.

The fresh air and scenery in the park are good for people. However, too many people crowding into the park may not be good for the park.

For example, some tourists leave rubbish, which may cause environmental pollution. People barbecue and trample will also damage the grass and other green plants in the park.

As a college student, I am in favor of free opening of parks. Free access to the park not only saves people's expenses, but also makes things fairer. People like the poor and students can often go to the park. On the other hand, tourists should be told to protect the environment while enjoying the natural beauty.

Topic 3 of CET-4 Composition: Internet

1. Some people think that the network can make study and work more efficient. Some people think that the internet makes teenagers addicted and affects their study. 3. My opinion is the Internet.

In the information and technology era, the Internet plays an important role in our society. However, people still have different opinions on this point. Those who are in favor of the Internet claim that it has many advantages. First of all, with the help of various search engines, information search is no longer a difficult task. Secondly, we can contact friends or business partners through email or software such as Internet conference and Yahoo mail.

Those who oppose the Internet think it has many shortcomings. First of all, it takes a lot of time, money and energy to use the Internet, especially for those who have poor self-control. Second, more and more young people are addicted to online games and unhealthy information, which is extremely harmful to their growth.

In my opinion, its advantages outweigh its disadvantages. The past two decades have witnessed the rapid development of the Internet with the national economy. If we make full use of the Internet, a brighter future awaits us.

CET-4 Composition Topic 4: Group Buying

Group buying is very popular now.

Group buying has many advantages, but there are also many problems. 3. My suggested composition: group buying

In recent years, a new online shopping method & group buying is rapidly becoming popular. Group buying was originally introduced from abroad, but now it has been widely accepted in all parts of China. People can not only buy goods on group buying websites, but also buy various services.

Group buying is very convenient and saves people a lot of money. But it also has some problems. Because group buying is just another form of online shopping, its essence is no different from other online shopping modes. Problems in online shopping can also be found in group buying, such as deceptive advertisements or poor after-sales service.

In my opinion, we should regard group buying as a way of shopping, that's all. We must be careful not to buy things we don't need just to keep up with the fashion.