Generally, it is critical illness insurance and annuity insurance. If you have to pay 4 thousand yuan a year, there is still a lot of insurance to pay until 18 years old. Which one to buy depends on your needs. If you don't know what insurance to buy for your children, you can read this article: Children's insurance, the difference between different age groups.

If the child has not been provided with basic protection, the senior sister suggests providing the child with critical illness insurance first. Critical illness insurance is mainly to protect major diseases. If the child is ill, he can get a sum of money to make up for the economic loss. For example, Beijing Life Bumblebee No.7 Children's Critical Illness Insurance All-around Edition, when the son is 8 years old, the coverage is 400,000, and the payment is 10 year, which is guaranteed for life, and other optional liabilities are not insured, so the annual premium is 4,292 yuan. If the child is seriously ill for the first time before the 30th anniversary of the policy, he can get 65,438+000% of the basic insurance coverage and 60% of the additional basic insurance coverage, and he has the opportunity to get 640,000 insurance money. In addition, Beijing Life Bumblebee No.7 All-around Children's Critical Illness Insurance also has mild and moderate illness protection, children's specific illness protection and rich optional responsibilities. I want to read this article in detail: I was shocked after digging deep into the all-round version of Beijing Life Bumblebee No.7 children's critical illness insurance.

If you have provided basic protection for your child and want to prepare an education fund for your child, you can consider annuity insurance. There are many popular children's annuity insurance in the market, such as 1 of Guohua Life Insurance, which is insured when the son is 8 years old, and the annual payment is 4,000 yuan, and the payment is 10 years, which guarantees him to be 30 years old. /kloc-from 0/8 to 23 years old, you can get 5% basic insurance coverage every year, and 70% basic insurance coverage when it expires, and you can get a total of 5700. If you want to know more, you can read this article: If you want to buy "Little Champion No.65438+No.0 Children's Annuity Insurance", come here! Don't miss it before buying!

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