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The second-generation annuity insurance of Xinhua Life Insurance Huixinbao is deceptive.
Huixinbao's second agent financial product belongs to the insurance channel of Xinhua Bank. As long as it is not surrendered midway, there will be no risk if it is accessed according to the scheduled time plan.

If this product is written into the contract with the guarantee of the lowest rate of return, it is protected by the Insurance Law and the Contract Law.

"Huixinbao" is a wealth management product accumulated by stages and raised in a planned way.

Xinhua Life Insurance Huixinbao not only has a fixed guaranteed income, but also the rapid appreciation of universal accounts, plus personal security. Flexible withdrawal, locking in income; It can not only meet the children's education, entrepreneurship, marriage, security and other planning, but also be conducive to family financial management, tourism, pension and other needs.

New China Life Huixinbao complies with the relevant provisions of the Notice of China Insurance Regulatory Commission on Relevant Issues Concerning the Reform of General Life Insurance Rate Policy (No.62 of China Insurance Regulatory Commission [2065438+03]). It is the second product launched by Xinhua Life Insurance in the Yindai channel after the insurance premium rate reform. It has not been recognized as illegal by relevant departments and is not deceptive.