1, keep your eyes open. The majority of students should enhance their awareness of prevention, use personal information carefully, do not fill in and disclose personal information at will, do not blindly believe the advertised online loan products, and improve their ability to identify and resist online loan business.

2. Find the right organization. When the majority of students encounter financial difficulties in the process of going to school, please find the school funding department in time. As long as they have financial difficulties in attending school, the state and schools will provide appropriate help to solve the tuition and accommodation problems, mainly with national student loans;

Solve the problem of living expenses, mainly solve the problem of sudden temporary difficulties with state grants, mainly with temporary difficulties subsidies; Solve the problem of comprehensive ability and living allowance, mainly work-study program.

3. Rational consumption. The majority of students should cultivate a sense of diligence and thrift, abandon erroneous concepts such as leading consumption, excessive consumption and conformity consumption, arrange living expenses reasonably, and do not blindly follow, compare and show off.

Data expansion:

Non-performing loan platforms such as "campus loan" and "cash loan" not only charge interest according to the loan principal, but also have various additional terms such as "handling fee" and "deposit". The comprehensive financing cost is extremely high, which is actually a disguised usury.

After loans overdue, various threats, such as telephone collection, online personal information disclosure and even violent collection, will seriously affect students' study and mental health.