The story of "the Monkey King borrowed a banana fan three times" in The Journey to the West is a very instructive story. It mainly tells us the following points:

1. Persistence and perseverance: the Monkey King borrowed a banana fan from Princess Tiefan for three times to save the people in the Flame Mountain. Although the first two failed, he didn't give up, but persevered and finally successfully borrowed a banana fan. This tells us that no matter how difficult we encounter, as long as we have firm faith and perseverance, we will certainly overcome it.

2. Wisdom and strategy: When the Monkey King borrowed the banana fan for the third time, he took advantage of the weakness of Princess Iron Fan and successfully borrowed the banana fan. This tells us that in the face of difficulties, we should not only have perseverance, but also have wisdom and strategy.

3. Respect and understanding: When the Monkey King borrowed the banana fan for the first time and the second time, he didn't respect and understand the feelings of Princess Iron Fan, and was rejected by Princess Iron Fan as a result. But when he borrowed the banana fan for the third time, he changed his attitude, respected and understood the feelings of Princess Iron Fan, and succeeded. This tells us that when interacting with others, we must respect and understand their feelings.

4. Dare to take responsibility: After borrowing the banana fan, the Monkey King did not choose to evade responsibility, but bravely took responsibility for the fire fighting. This tells us that in the face of difficulties, we should not shirk our responsibilities, but bravely shoulder them.

Generally speaking, the story of "the Monkey King borrowed a banana fan three times" tells us that we should have firm faith and perseverance, wisdom and strategy, respect and understand others, and be brave in taking responsibility. These are all excellent qualities that we should learn and learn from.