1. The first suite covers an area of 90 square meters or less.
If the area of the second house is 144 square meters or less, the down payment ratio of commercial loans shall not be less than 40%; If the area of the second house is more than 144 square meters, the down payment ratio of commercial loans shall not be less than 50%.
2. The area of the first suite is between 90- 144 square meters.
If the area of the second house is 144 square meters or less, the down payment ratio of commercial loans shall not be less than 50%; If the area of the second house is more than 144 square meters, the down payment ratio of commercial loans shall not be less than 60%.
3. The self-owned housing area exceeds 144 square meters.
If the area of the second house is 144 square meters or less, the down payment ratio of commercial loans shall not be less than 60%; If the area of the second house is more than 144 square meters, the down payment ratio of commercial loans shall not be less than 70%.
Xi second suite policy requirements
1. Restricted areas: weiyang district, Xincheng District, beilin district, Lianhu District, Baqiao District, Yanta District, High-tech Zone, Economic Development Zone, Qujiang New District, Chanba Ecological Zone, International Port Area, Aerospace Base, Lintong District, Chang 'an District, Xixian New Area Fengdong New City, Gao Qiao Street, Fengfeng.
2. Types of price-limited houses: including commercial houses and second-hand houses.
3, Xi' an purchase restriction conditions: Xi' an household registration households follow the purchase restriction policy; Families with non-Xi household registration hold Xi residence permit, and they can buy a house if they have paid social insurance or personal income tax continuously in this city for two years before the date of purchase.