Interest-bearing provisions for education savings: When the education savings expire, customers can enjoy preferential interest rates when withdrawing them with the deposit certificate, identity certificate and identity certificate of students receiving non-compulsory education (hereinafter referred to as "certificate") uniformly printed by the tax authorities in accordance with relevant regulations. The interest rates of each grade are: 65,438+0 years and 3 years respectively, and the interest is calculated and paid according to the lump-sum deposit rate of the same grade at the same period of the account opening date; Interest shall be calculated and paid for the 6-year term according to the 5-year lump-sum deposit rate on the account opening date. When the education savings expire, the interest shall be calculated according to the actual deposit amount and the actual deposit period. If the interest rate of education savings is adjusted during the deposit period, the interest will be calculated and paid according to the corresponding deposit rate on the account opening date, and the interest will not be calculated in installments. A "certificate" can only enjoy interest rate concessions once. If the Certificate cannot be provided, the interest shall be calculated and paid according to the deposit interest rate of the same grade in the same period as the actual deposit period and the account opening date, and the income tax on the interest of savings deposits shall be levied according to relevant regulations.

The above contents are for your reference. Please refer to the actual business regulations.

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