1. Users search through the browser to find the website of "China Development Bank Student Loan Information Network", then enter their login information and click Enter.
2. Find the college student loan online system and enter the account password to log in.
3. After successful login, jump to the page, click on the loan and repayment query, and you can see the loan contract number you applied for.
4. In most cases, users who have applied for student loans can use their actual accounts to make inquiries. Information about student loans can be found in the loan and repayment inquiry.
5. Among them, the term of student loans shall not exceed 14, and the interest rate shall be the benchmark interest rate of RMB loans stipulated by the central bank. Interest during school is fully subsidized by the finance, and interest after graduation is borne by the borrower.
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1. What should I do if I lose my student loan contract?
1. It's the most direct way for you to go to the local bank with valid ID and print a copy of the contract.
2. If there is no time or inconvenience, co-borrower can print the contract at the local bank with his ID card.
3. With my valid ID card and loan voucher, you can query and print the loan contract at the local education bureau.
4. Check the loan contract online. The method and steps are as follows: enter the student loan information network of China Development Bank, select "Student Online Service System (Student Source)", log in with ID card information, and log in with account number if you remember.
5. Click "Loan Application" on the left side of the home page to see the loan information list, and click the list under the application year to see the basic loan information, including account information.
6. Click "Loan and Repayment Inquiry" on the left side of the homepage to see the contract number, repayment account number, repayment amount and amount.
2. Where can I find the electronic version of student loan contract?
Open the student loan official website, click the student online system of student loan-enter the ID number and password of the student lender to log in-and you can see the loan contract, or click Export Electronic Contract to download. It is recommended to save or print it after downloading, so as not to need to find it again next time.
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What is the application number of the student loan?
Student loan application number means that there is a loan contract number on your student loan contract, which consists of numbers and letters. This is the top contract number and student loan number. Student loan is a national policy to help poor students. ApplicationNo. There is a loan contract number on the loan contract, which consists of numbers and letters. This is the top contract number and student loan number. Student loan application number means that there is a loan contract number on your student loan contract, which consists of numbers and letters. This is the top contract number and student loan number.
How to inquire about the contract number of student loan?
As we all know, student loans do not need to pay interest when studying. According to national requirements, the applicant can repay the loan principal and interest together after graduation. It should be noted that the amount of student loan application launched by the state cannot exceed the total tuition and accommodation fees. So, how to query the student loan contract number?
1. Users need to search to find the student loan information network of China Development Bank, then enter their login information and click Enter.
2. On the homepage, users can find the online system of college student loan and enter their own account password to log in.
3. After successful login, jump to the page, click on the loan and repayment query, and you can see the loan contract number you applied for.
In most cases, users who have applied for student loans can use their actual accounts to make inquiries. Information about student loans can be found in the loan and repayment inquiry.
Where can I find the number of the student loan contract?
The specific steps to query the student loan contract number are as follows:
1. First, the applicant needs to enter the student loan information network of China Development Bank and log in to his personal account.
2. After successful login, enter the home page to find the online system of college student loan and enter the personal account password.
3, enter the personal page, click on the loan and repayment query, you can see your student loan contract number.
Student-origin student loan generally refers to the national student loan, which is a bank loan led by the government, subsidized by the government, compensated by the finance and universities, and operated by banks, education administrative departments and universities to help poor students in colleges and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.
Loan form
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
If the borrower fails to repay the loan according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his breach of contract will be recorded in the credit information system of financial institutions (if it is overdue for three months in a row, it will be recorded in the bad record of the personal credit information system of the bank), and the mortgage will not be approved.
compensation policy
College graduates can enjoy tuition compensation and national student loan policy when they join the army. The amount of compensation for tuition fees or principal and interest of national student loans per academic year shall not exceed 6000 yuan; If the tuition fees actually paid by graduates or the principal and interest of national student loans are higher than 6000 yuan, compensation or compensation shall be made according to the amount of 6000 yuan per year; Less than 6000 yuan, in accordance with the principle of high tuition and national student loan principal and interest, the implementation of compensation or compensation.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, and the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.
Student loans shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. The interest of students during their school days is fully subsidized by the financial department, and the interest after graduation is shared by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.
What is the number of the national student loan contract?
It's usually seventeen digits.
The student loan contract number can be inquired by calling the bank or going to the business department of the original loan bank, or at the loan center of the local branch. Through these methods, you can find your own national student loan.
How to inquire the contract number of national student loan
Inquiries can be made through the student loan information network of China Development Bank. After entering official website, click "Student Online Service System", enter relevant information to log in, and click "Loan and Repayment Inquiry" to view it. The national student loan is a kind of risk compensation given to banks by the government, financial discount, finance and universities.
Extended data:
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is established according to law, whether it has the qualification and qualification to engage in relevant business, and check the business license and qualification certificate, and pay attention to whether the relevant certificate has passed the annual inspection or relevant verification.
Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment.
Regarding the credit status of the borrower, check whether the registered capital of the borrower is consistent with the loan; Examine whether there is a clear situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment.
In order to reduce the moral hazard of the lender, the borrower and its responsible person should also be specially examined. When issuing loans, financial institutions should not only examine the qualifications, conditions and operating conditions of borrowers, but also strengthen the examination and control of the personal qualities of investors, legal representatives of enterprises and key management personnel.
Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. In civil law, interest is the legal fruit of principal.
The introduction of the student loan contract number ends here.