The education fund is a fixed return and dividend of the insurance policy. You can choose how to receive and use it according to your own wishes.

How much you pay is related to how much you want.

Give an example for your reference.

Suppose you bought two copies of Ping An Xinli for your 0-year-old baby-

1, payment: 2723, 20 years per year. A total of more than 54 thousand yuan was paid.

2. Education grant: There are two ways to receive it.

(1) From the first payment, 1400 will be returned regularly every two years, which can be used as the fee for enrolling in interested classes. Until the child is 80 years old.

(2) If the previous 1400 is not used once every two years, then in senior high school, it is 2000 per year and used for three years; In college, 4500 yuan a year, 4 years; The future will still be returned every two years 1400.

3. Dividends are paid every year. By the age of 60, the total amount is about 73,000, which can be used as a supplementary pension.

4. Another person protects 40,000 to 80 years old.

5.80 birthday, 40 thousand.

This is just an example of one of the products. In addition, Ping An Life Insurance, Century Angel and Jixing can all be designed as education guarantee plans.