If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the longest period for receiving unemployment insurance benefits is 24 months. If you are unemployed again after re-employment, the payment time will be recalculated, and the time limit for receiving unemployment insurance benefits can be combined with the time limit for receiving unemployment insurance benefits from the previous unemployment, but the maximum time limit shall not exceed 24 months.
What is the function of unemployment benefits?
(1) Guarantee basic living functions. The guarantee function of unemployment insurance is embodied in the life guarantee function, that is, the unemployment insurance institution guarantees the basic life of the unemployed and maintains the reproduction of the labor force by paying unemployment insurance money to the eligible unemployed. Generally speaking, after unemployment, workers have no source of economic income and have a hard life. Unemployment insurance guarantees the basic life of the unemployed by paying them unemployment insurance money, enabling them to survive normally and maintain the reproduction of the labor force.
(2) stable function. Because unemployment insurance guarantees the basic livelihood of the unemployed by issuing unemployment insurance money, so that they have a certain income. On the one hand, this stabilizing function is reflected in the social stabilizing function; On the other hand, it embodies the function of economic stability. Unemployment insurance provides a living guarantee for the unemployed, and will not endanger society because of their inability to survive or serious psychological imbalance, which is conducive to maintaining social stability. The collection and distribution of unemployment insurance benefits has the function of restraining the economic cycle, and it is a kind of "shock absorber", which reduces the intensity of economic fluctuations and maintains the stability of family relations, thus alleviating the impact and shock brought by unemployment to the whole society, thus helping to maintain social stability and normal social order.
(3) promoting function. Unemployment insurance is not only to pay unemployment insurance money to the unemployed, but more importantly, unemployment insurance institutions attach importance to vocational training and employment introduction, provide employment information and communicate effectively, and directly promote re-employment. Train and educate the unemployed, improve their own quality, improve their competitiveness in society, actively provide relevant services such as job introduction for the unemployed, and promote their re-employment as soon as possible. The promotion of unemployment insurance is becoming more and more prominent. We can promote the reemployment of unemployed people by increasing the proportion of reemployment training expenditure and establishing employment-oriented mechanism.
(4) Rational allocation of labor functions. This is reflected in two aspects: first, because of the existence of unemployment insurance, the unemployed get economic security when looking for a new job, which eliminates worries, so they have the conditions to find a job that matches their interests and abilities as much as possible, which is conducive to the rational allocation of labor; Second, due to the existence of unemployment insurance, employers have reduced the economic and social pressure of excluding redundant employees, which is conducive to rational decision-making and rational allocation of labor.
(5) Adjustment function. Unemployment insurance can adjust the gap between the rich and the poor by providing material help to the unemployed, and adjust the economic operation through more reasonable labor allocation and higher labor productivity.
legal ground
Unemployment insurance regulations
Article 17. If the unit where the unemployed person works and himself has paid more than 1 year but less than 5 years, the longest period of receiving unemployment insurance benefits is 12 months. If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the longest period for receiving unemployment insurance benefits is 24 months. If you are unemployed again after re-employment, the payment time will be recalculated, and the time limit for receiving unemployment insurance benefits can be combined with the time limit for receiving unemployment insurance benefits from the previous unemployment, but the maximum time limit shall not exceed 24 months.
Article 18 The standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government at a level lower than the local minimum wage and higher than the minimum living standard for urban residents.