Lena, a local college student, and her classmates usually have time to go out to work, increase their practical experience and earn some living expenses. As for the surplus money earned from part-time jobs, it will be deposited in the bank. Local banks have an institution called money market, which can help them plan the money reasonably, such as how much to deposit in the bank and how many funds or bonds to buy. At the same time, the local stock market is relatively professional, and the entry threshold of capital and technology is very high. It is not easy to go in and escape alone.
And there is no big bull market like China, life is more comfortable and welfare is very good, which is different from the prevailing stock market in the United States. Local residents don't like risky investment behavior, but more people buy corporate bonds and government bonds.
America: It's incredible to buy stocks with parents' money.
In the United States, it is common for college students to learn to enter the stock market and bond market, but most students do not soak in the stock market all day, but learn to manage money by buying funds.
John, an American college student, told reporters that many American college students will not ask their parents for money after they go to college, let alone buy stocks. This is incredible. John and his classmates usually use holidays to work, and the most common way to manage money after making money is to buy mutual funds. Because mutual funds have excellent market performance, they can avoid the high risk of buying stocks directly. These funds are generally held for three or four years, and do not go in and out for a short time with market fluctuations. Of course, there are some radical students who "play" in the stock market, but "they are all ready to lose money" because "the stock market is too risky for students to keep up with the ever-changing market and analyze a stock or listed company maturely."
South Korea: The stock market is too hot, so don't worry about a big shock.
Wen can, graduate student of NTU Chinese Department, Korean. Referring to his country's stock market, Wen can said that South Korea is also in the stage of big bull market, and many of his classmates are also paying attention to the stock market. However, due to the limited income from part-time jobs, most of the tuition and living expenses are provided by parents, so few people really go to stock trading. He said that the stock market there is now rising very high, and the enthusiasm of the whole people for stock trading is high. However, there is also a bubble in their country's current stock market index. If we follow the current trend, we may experience a big shock of bull market adjustment like China.
At present, it is necessary for college students to actively learn scientific and reasonable financial management concepts and cultivate good financial management habits, but at the same time, college students can't forget a premise, that is, they can't affect their studies and courses, and they can't be overly addicted to financial management and investment.
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