Next, Senior Sister will introduce this insurance company to you. See how strong it is. Before we begin, you can know what we need to see when we look at insurance companies: what do we want to see when we look at insurance companies?
1, company strength
China Merchants Cigna Life Insurance was established in August 2003 with a registered capital of RMB 2.8 billion. Is a professional, stable, innovative, specialized in health protection of Sino-foreign joint venture life insurance company. Chinese and foreign shareholders are China Merchants Bank and Cigna Group respectively.
It can be seen that with the support of China Merchants Bank and Cigna Group, the strength of China Merchants Cigna Life can not be underestimated.
If you want to know more about this insurance company, you can add this article: How about China Merchants Cigna, is it reliable, and how about product protection?
2. Solvency
According to the solvency report of China Merchants Cigna Life Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 135.77%, and its comprehensive solvency adequacy ratio is 223.4 1%. The results of the last two comprehensive risk ratings are as follows: the company's comprehensive risk rating was AA in the first quarter of 2022 and BBB in the second quarter of 2022.
It can be seen that the above indicators have far exceeded the standard line of the CBRC. It shows that its solvency is still quite strong.
Although the solvency of China Merchants Cigna Life Insurance is not bad, some friends will worry that it will go bankrupt. Friends who are worried about this may wish to read this article: the insurance company went bankrupt. What should I do with the insurance I bought?
Hope to adopt
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