Overdue records are reported to sesame credit, which affects sesame scores and has a negative impact on your own credit. Once there is a problem with personal credit, it will have an impact on travel and use of financial services. At present, Bai Hua has been connected to the credit information system? Overdue repayment may affect the loan.
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The flowers are overdue, and the best way is to repay them in time. If you really can't repay on time because of limited account or insufficient funds, you can consider applying for other repayment methods.
1, minimum repayment amount
The minimum repayment amount in Bai Hua is a new repayment method for users. Users can choose the repayment amount according to their needs when repaying. After paying off the minimum repayment amount, the remaining unpaid principal will bear interest cyclically from the next day after the due repayment date, with a daily interest rate of 0.05%, which will be included in the next month's bill.
2. Pay the bill in installments
Alipay flower bud bill can be processed in installments once a month. Before the system automatically deducts money, the flower bud bill will be repaid in installments from the day of 1 to the last repayment date (the day before the proposal). Beyond this time, it is impossible to operate and manual intervention.
People's Network-Bai Hua Access Credit Information System? Overdue repayment may affect the loan.