Of course, you can return it. If you surrender your insurance within the hesitation period, you will get a full refund. If the hesitation period is exceeded, a certain premium will be deducted. Usually, the dispute over surrender occurs in this link, because some insurance products are surrendered at the present value, and the cash value is calculated by the company's calculator, so for the insured, the loss will be relatively large. It's best to call insurance in advance and ask how much money you need to deduct for surrender.

Under normal circumstances, surrender requires the following documents:

Insurance policies or other insurance certificates;

Latest insurance premium receipt;

Application for termination of the contract;

Proof of identity of the applicant.