China Bank's national student loan application process: 1. Students submit loan applications to college student financial assistance management institutions; The application for national student loan can be submitted through online channels such as personal online banking and personal mobile banking of Bank of China, and paper applications can also be submitted to universities offline. 2, institutions of higher learning to apply for national student loans submitted by students to apply for qualification examination, and be responsible for the authenticity of the students' eligibility for loans. Colleges and universities should complete the examination within 20 working days after receiving the application for student loans, form a list of students who intend to agree to apply for loans, and complete the preliminary examination. 3, after the completion of the preliminary examination, colleges and universities should, within 5 working days, confirm the qualified loan application form with the official seal, notify the students who apply for loans of the preliminary examination results, and summarize the Information Form of Students' Application for National Student Loan according to the requirements of the handling bank of China Bank, and send the electronic documents and written documents together with the application materials to the handling bank of China Bank. 4. The handling bank of China Bank shall complete the audit within 10 working days in accordance with the regulations after receiving the "Student Audit Information Form for National Student Loan" and application materials submitted by colleges and universities. If there are errors or omissions in the materials submitted by institutions of higher learning, the handling bank may ask the institutions of higher learning to correct or supplement them, and the handling bank shall conduct a review. The review of the handling bank of China Bank shall be completed within 5 working days after the institutions of higher learning submit the corrected or supplementary materials. 5. With the online channel of national student loans, colleges and universities can conduct online preliminary examination in the system and submit it to the handling bank, China Bank, without the need for a paper Application Form for National Student Loans and an Information Form for Examining Students Applying for National Student Loans. 6. The handling bank of China Bank shall send the loan contract (format) and the IOU text to institutions of higher learning within 5 working days after the completion of all the examination and approval work. 7. Institutions of higher learning organize students to fill in and sign loan contracts and IOUs within 5 working days after receiving the roster of loan students, the text of loan contract (format) and the text of IOUs recognized by the handling bank. 8. Institutions of higher learning submit loan contracts and IOUs signed by students to China Bank, the handling bank. The handling bank of China Bank shall, within 10 working days, complete the review of the loan contract submitted by colleges and universities and the iou signed by the borrowing students, and sign the loan contract. After the signing of the loan contract, the handling bank in China will deliver the loan contract kept by the university institution and the borrowing student to the university institution within 2 working days, and the university institution will hand over one of them to the borrowing student within 2 working days. Colleges and universities should require the borrowing students to sign the receipt of the loan contract, which will be stamped by the school and sent back to the handling bank. Colleges and universities can inform their parents or other legal guardians of the loan information of the borrowing students in time by means of e-mail, SMS, telephone, WeChat and registered letter.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.

Second, the student loan application process

The whole application process is divided into six parts, taking a student who meets the application conditions as an example: Step 1: Students apply to their school institutions within the specified time, receive the National Student Loan Application Approval Form and other materials, fill them out truthfully and completely, prepare relevant supporting materials and return them to the school's national student loan agency. Step 2: The school institution conducts the loan preliminary examination. School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. Step 3: The handling bank approves the loan. After receiving the information form and application materials submitted by the school, the handling bank will complete the audit within 20 working days. Step 4: Sign a loan contract with the students. After the loan application is approved, the school will organize students to fill in and sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank. Step 5: The loan handling bank will transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and receipt with the borrower. Step 6: Repaying the loan Students should pay attention to their own credit and repay the loan on time after completing their studies with student loans.

Third, the student loan application process

The basic process of applying for a student loan for the first time includes: registering students' online system, filling in an application form, conducting qualification examination and signing a loan.

First, the student loan application process and required materials

1, application process (using device: browser computer: macbookpromos 14, open Google 3 1)

(1) The online service system for registered students is located in the student loan information network of China Development Bank (www..com.cn), (origin).

(2) Qualification examination

If it is the first time to apply for a loan, you need to hold the application form to any unit of high school, village (neighborhood) Committee and township (street) civil affairs department for qualification review and build official seal. If it is a loan renewal, there is no need to review it. You can go directly to the county-level funding center for loan renewal procedures.

(3)

Fill in the application form online, export and print it after filling it out,

(4) Fill in the Application Form for Identification of Students with Financial Difficulties.

The application form for the identification of students from poor families shall be filled in and signed by the borrowing students and co-borrower.

(5) Sign a contract

Borrowing students and co-borrower bring the required materials together to help the center sign the contract and get the receipt. (6) Submit receipt

Borrowing students will give the receipt to the university teacher as soon as possible, and the teacher will enter it into the system.

Note: 10.

2, the required materials

(1) Loan (2) Original family application form signed by the borrowing student and co-borrower himself (students who fail to apply in advance must provide it).

(3) The original ID cards of the borrower and co-borrower.

(4) the original admission notice or student ID card.

(5) the original account book.

First, the national student loan.

The national student loan is a bank loan which is led by the government, subsidized by the finance, and given jointly by the finance and universities to compensate for certain risks of banks. It is operated jointly by banks, education administrative departments and universities to help students from poor families in universities pay the tuition, accommodation and living expenses they need during their studies at school.

The national student loan is a credit loan, and students do not need to apply for loan guarantee or mortgage, but bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school to handle the national student loan. Students go to the school newspaper to apply for a national student loan.

Second, the conditions for applying for student loans

1 Support tuition and daily life.

2. Students who have reached the age of 16 are China residents and have corresponding identification information.

3. Students have independent ideological and behavioral activities and the ability to undertake responsibilities and obligations.

4. Students are not correct and have a strict attitude.

Students should study hard and finish their studies smoothly.

4. What's the process of handling new student loans?

(? ) login system

1, learning? Sign up for the first loan? Online service system, please select your loan type. Local student loans.

2. On the login page? Click the "Register" button, and the system will enter? Go to the registration agreement page? .

3. Click the "Agree" button.

4. record? Basic information: lose? Name (no space in the middle), 18 digits are true and valid? Certificate number, choose Sunan County School? Money management? Recording? The full name of "graduation middle school". (refer to the name of the official seal of the school).

5. lose? School information: click "? After the school name? " Choice? School ",lost? Name of the school. Click "query" and click "research"? Before school? Select button, and then click OK. Record in turn? "Department name", "professional name", and select "professional category". Recording? Student number? Academic year, educational system, educational background. (note:? The name of the school, the name of the department and the name of the major should be filled in strictly according to the contents of the notice at that time; ? What is the academic year of admission? It's time to study. )

6. Click "Down? Step ",set the login name, password and security information. Click "Down? Step ",fill in the information in turn.

7. Peggy? Pop up? "Registration successful", click "Back" to register successfully.

8. manufacturing? Log in with the newly registered login name and password.

, online application

1, log in to the system and enter? Page, click on the left selection bar? In "Loan Application", click "Add" to pop up "Add Loan Information" and fill in the loan? And joint loans? Information. Note: loan? The amount is the sum of accommodation and tuition. Most? Can't? Within 8,000 yuan, the minimum shall not be less than 1000 yuan. The longest loan term is 14 years. How exactly is it calculated? Method: new? = years of schooling 10 (calculation result? Fill in14); ? Is the school at school? = educational system-years in school 10 (calculation result? Fill in 14).

2. Print the form. Click "Submit" and the system will pop up. , indicating that the application was submitted successfully. Click "Return", click "Select" to select the listed application form, and then click "Export Application Form". Save as word? File, directly print the application form (? Type? ). study? Go to the county school? Money management? The application form must be printed after it is exported from the system. In addition to "signature" and "qualification examination", other required contents must be taken from? Print after export (A4), do not fill in. Loan review and contract signing