If you want to buy education insurance and medical insurance for your children, parents should choose suitable products according to their educational needs, security needs and family economic situation. You know, buying insurance varies from person to person, and the recommendation of others may not be appropriate.

When you buy education insurance, you should make a concrete analysis of the products, read the terms, understand the contents and terms of the insurance, and understand the guarantee period, payment method, collection method and the proportion of the amount received.

Then, according to the data of children's age and gender, policy year, annual premium payment and collection amount, the specific benefits of the products are calculated, and finally the products that can meet their own security needs and have higher benefits are selected.

Senior sister shares this insurance strategy of education annuity insurance to help parents buy appropriate education annuity insurance products: Parents must read: Is it necessary to buy education annuity insurance? How to choose the right product?

Need to remind everyone that you don't have to buy dividend insurance. Although dividend insurance can make the insured get dividend income, the dividends of all dividend insurance in the actual market are uncertain, depending on the operation of the insurance company. If the insurance company operates well, there may be a lot of dividends, but if the insurance company does not operate well, there may be little or no dividends. So don't expect too much from participating in education insurance. And if parents want to buy high-yield education insurance, then take a look at these high-yield products, which may be more to your liking: the latest models! The eight education grants with the highest rate of return in 2022 are coming ~

However, before insuring children with education annuity insurance, we must first do a good job of protection. After all, the protection function of education insurance in these aspects is relatively weak, and it is difficult to transfer risks more effectively. Therefore, in addition to buying medical insurance for children first, we must also provide appropriate critical illness insurance and accident insurance. Education insurance will only be considered if family conditions permit. So how to buy the right insurance for your child? Because of the content, you can directly check this insurance guide to understand: in-depth good text-how to buy insurance for children? The netizen shouted: How can I see it now?

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